Homebuyers in Saratoga County County who chose HUDSON RIVER COMMUNITY paid $2,487 less in closing costs than the county median.
County Median Costs
$5,479
−14.4% vs New York ($6,400)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,497
Purchase Originations
1,849
Denial Rate
11.5%
vs New York avg (8.5%)
vs New York Median
14.4% below
$-921
vs National Median
18.0% below
$-1,201
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,992 | 6.225% | $125 | 10 | −$2,311 | |
| 2 | $3,760 | 7.000% | $900 | 16 | −$1,543 | |
| 3 | $4,165 | 6.000% | $299 | 29 | −$1,138 | |
| 4 | $4,221 | 6.375% | $1,767 | 136 | −$1,082 | |
| 5 | $4,644 | 6.188% | $1,778 | 36 | −$659 | |
| 6 | $4,703 | 5.875% | $1,058 | 328 | −$600 | |
| 7 | $4,744 | 6.188% | $350 | 12 | −$559 | |
| 8 | $4,964 | 6.750% | $0 | 10 | −$339 | |
| 9 | $5,044 | 6.375% | $595 | 135 | −$259 | |
| 10 | $5,064 | 6.624% | $1,450 | 43 | −$239 | |
| 11 | $5,192 | 6.490% | $1,195 | 260 | −$110 | |
| 12 | $5,517 | 6.750% | $1,590 | 10 | +$214 | |
| 13 | $5,600 | 5.375% | $1,000 | 21 | +$298 | |
| 14 | $5,662 | 6.125% | $1,518 | 22 | +$359 | |
| 15 | $5,757 | 6.625% | $1,295 | 31 | +$454 | |
| 16 | $5,817 | 6.490% | $1,510 | 15 | +$514 | |
| 17 | $5,919 | 6.250% | $1,734 | 29 | +$616 | |
| 18 | $6,132 | 6.750% | $1,713 | 10 | +$829 | |
| 19 | $6,323 | 6.625% | $2,428 | 17 | +$1,020 | |
| 20 | $6,417 | 6.250% | $2,040 | 21 | +$1,114 | |
| 21 | $6,477 | 6.375% | $2,485 | 32 | +$1,174 | |
| 22 | $6,590 | 6.250% | $1,445 | 15 | +$1,287 | |
| 23 | $6,938 | 6.500% | $1,828 | 16 | +$1,635 | |
| 24 | $6,966 | 6.750% | $2,630 | 15 | +$1,663 | |
| 25 | $7,031 | 6.812% | $4,679 | 20 | +$1,728 |
Includes lenders with 10+ purchase originations in Saratoga County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.