SUNMARK CREDIT UNION closing costs and rates (2024)
In 2024, SUNMARK CREDIT UNION originated 259 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,838. That is $1,903 below the national median of $6,741. SUNMARK CREDIT UNION is most active in New York with 259 originations there.
Purchase Originations
259
Median Total Costs
$4,838
−28.2% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,688
Median Lender Credits
$300
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 197 | 6.375% | $4,252 | $1,675 |
| fha | 60 | 6.125% | $8,011 | $1,732 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 259 | 6.375% | $4,838 | #70 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,655 | 7.750% | — | 1 | −$2,183 | |
| 2 | $3,168 | 7.125% | — | 1 | −$1,670 | |
| 3 | $3,724 | 6.500% | — | 5 | −$1,114 | |
| 4 | $3,970 | 6.375% | — | 4 | −$868 | |
| 5 | $4,038 | 6.625% | — | 1 | −$800 | |
| 6 | $4,081 | 6.375% | — | 1 | −$757 | |
| 7 | $4,517 | 6.500% | — | 5 | −$321 | |
| 8 | $4,584 | 6.375% | — | 52 | −$254 | |
| 9 | $4,856 | 6.250% | — | 66 | +$18 | |
| 10 | $4,927 | 6.125% | — | 37 | +$89 | |
| 11 | $4,949 | 6.375% | — | 51 | +$111 | |
| 12 | $5,047 | 6.500% | — | 7 | +$209 | |
| 13 | $5,652 | 6.250% | — | 5 | +$814 | |
| 14 | $6,410 | 6.500% | — | 1 | +$1,572 | |
| 15 | $7,113 | 6.250% | — | 2 | +$2,275 | |
| 16 | $7,405 | 6.125% | — | 11 | +$2,567 | |
| 17 | $7,837 | 6.375% | — | 8 | +$2,999 | |
| 18 | $10,035 | 6.500% | — | 1 | +$5,197 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.