HUDSON VALLEY CREDIT UNION closing costs and rates (2024)
In 2024, HUDSON VALLEY CREDIT UNION originated 392 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,047. That is $2,694 below the national median of $6,741. HUDSON VALLEY CREDIT UNION is most active in New York with 384 originations there.
Purchase Originations
392
Median Total Costs
$4,047
−40.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$971
Median Lender Credits
$1,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 383 | 6.375% | $3,973 | $975 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 384 | 6.375% | $4,013 | #55 |
| Pennsylvania | 7 | 6.375% | $5,036 | — |
| Connecticut | 1 | 6.375% | $2,987 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,987 | 6.375% | — | 1 | −$1,060 | |
| 2 | $3,455 | 6.312% | — | 4 | −$592 | |
| 3 | $3,519 | 6.625% | — | 2 | −$528 | |
| 4 | $3,555 | 6.375% | — | 7 | −$492 | |
| 5 | $3,736 | 6.312% | — | 6 | −$311 | |
| 6 | $3,740 | 6.375% | — | 48 | −$307 | |
| 7 | $3,741 | 6.000% | — | 1 | −$306 | |
| 8 | $3,803 | 6.375% | — | 156 | −$244 | |
| 9 | $3,810 | 6.250% | — | 2 | −$237 | |
| 10 | $3,973 | 6.000% | — | 1 | −$74 | |
| 11 | $4,071 | 6.625% | — | 3 | +$24 | |
| 12 | $4,230 | 6.125% | — | 23 | +$183 | |
| 13 | $4,327 | 6.500% | — | 101 | +$280 | |
| 14 | $4,385 | 6.375% | — | 13 | +$338 | |
| 15 | $4,620 | 6.438% | — | 2 | +$573 | |
| 16 | $5,036 | 6.375% | — | 5 | +$989 | |
| 17 | $5,112 | 7.000% | — | 4 | +$1,065 | |
| 18 | $5,140 | 6.438% | — | 4 | +$1,093 | |
| 19 | $6,816 | 5.125% | — | 1 | +$2,769 | |
| 20 | $10,094 | 7.500% | — | 1 | +$6,047 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.