Chemung Canal Trust Company closing costs and rates (2024)
In 2024, Chemung Canal Trust Company originated 113 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $2,991. That is $3,750 below the national median of $6,741. Chemung Canal Trust Company is most active in New York with 107 originations there.
Purchase Originations
113
Median Total Costs
$2,991
−55.6% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$595
Median Lender Credits
$250
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 113 | 6.750% | $2,991 | $595 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 107 | 6.750% | $2,991 | #117 |
| Pennsylvania | 6 | 6.312% | $3,369 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | — | 8 | −$2,991 | |
| 2 | $1,267 | 7.125% | — | 6 | −$1,724 | |
| 3 | $1,481 | 6.875% | — | 2 | −$1,510 | |
| 4 | $2,156 | 7.000% | — | 1 | −$835 | |
| 5 | $2,514 | 6.500% | — | 28 | −$477 | |
| 6 | $2,590 | 6.875% | — | 1 | −$401 | |
| 7 | $2,643 | 7.000% | — | 5 | −$348 | |
| 8 | $2,687 | 7.000% | — | 7 | −$304 | |
| 9 | $3,369 | 6.312% | — | 6 | +$378 | |
| 10 | $3,519 | 6.500% | — | 3 | +$528 | |
| 11 | $3,531 | 7.250% | — | 1 | +$540 | |
| 12 | $4,188 | 6.438% | — | 4 | +$1,197 | |
| 13 | $5,070 | 6.875% | — | 15 | +$2,079 | |
| 14 | $5,087 | 6.812% | — | 8 | +$2,096 | |
| 15 | $5,414 | 6.875% | — | 7 | +$2,423 | |
| 16 | $5,662 | 5.938% | — | 2 | +$2,671 | |
| 17 | $5,902 | 7.188% | — | 2 | +$2,911 | |
| 18 | $6,218 | 6.875% | — | 1 | +$3,227 | |
| 19 | $6,366 | 7.000% | — | 1 | +$3,375 | |
| 20 | $6,696 | 7.250% | — | 1 | +$3,705 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.