Lowest closing cost mortgage lenders in Nassau County County, New York
In Nassau County, New York, homebuyers paid a median of $9,885 in closing costs in 2024 — above the New York median of $6,440. The county saw 7,774 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, N C P D Federal Credit Union offered the lowest median costs at $2,892, which is $6,081 less than the county median.
Homebuyers in Nassau County County who chose N C P D Federal Credit Union paid $6,993 less in closing costs than the county median.
County Median Costs
$9,885
+53.5% vs New York ($6,440)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,149
Purchase Originations
7,774
vs New York Median
53.5% above
$3,445
vs National Median
46.6% above
$3,144
Lender rankings in Nassau County County
75 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,892 | 6.375% | $0 | 11 | −$6,081 | |
| 2 | $4,332 | 6.625% | $999 | 21 | −$4,641 | |
| 3 | $4,829 | 6.375% | $1,025 | 33 | −$4,144 | |
| 4 | $4,887 | 5.875% | $495 | 97 | −$4,086 | |
| 5 | $5,172 | 5.562% | $0 | 14 | −$3,801 | |
| 6 | $5,405 | 6.625% | $995 | 47 | −$3,568 | |
| 7 | $5,474 | 6.562% | $1,150 | 70 | −$3,499 | |
| 8 | $5,625 | 6.125% | $900 | 22 | −$3,348 | |
| 9 | $5,929 | 6.438% | $1,210 | 32 | −$3,044 | |
| 10 | $6,063 | 6.000% | $800 | 95 | −$2,910 | |
| 11 | $6,089 | 6.500% | $995 | 57 | −$2,884 | |
| 12 | $6,141 | 6.375% | $0 | 17 | −$2,832 | |
| 13 | $6,523 | 6.375% | $950 | 178 | −$2,450 | |
| 14 | $6,667 | 6.500% | $725 | 163 | −$2,306 | |
| 15 | $6,813 | 6.500% | $2,067 | 46 | −$2,160 | |
| 16 | $6,840 | 6.625% | $2,500 | 25 | −$2,133 | |
| 17 | $6,882 | 6.000% | $1,490 | 135 | −$2,091 | |
| 18 | $6,934 | 7.125% | $1,380 | 84 | −$2,039 | |
| 19 | $6,992 | 6.875% | $1,590 | 68 | −$1,981 | |
| 20 | $7,085 | 6.625% | $2,220 | 108 | −$1,888 | |
| 21 | $7,122 | 6.500% | $2,080 | 93 | −$1,851 | |
| 22 | $7,325 | 6.625% | $2,583 | 51 | −$1,648 | |
| 23 | $7,363 | 6.500% | $3,554 | 664 | −$1,610 | |
| 24 | $7,383 | 6.184% | $1,291 | 21 | −$1,590 | |
| 25 | $7,444 | 6.250% | $1,200 | 25 | −$1,529 | |
| 26 | $7,578 | 6.750% | $1,804 | 278 | −$1,395 | |
| 27 | $7,621 | 7.000% | $1,695 | 11 | −$1,352 | |
| 28 | $7,721 | 6.375% | $1,090 | 277 | −$1,252 | |
| 29 | $7,744 | 6.750% | $3,219 | 49 | −$1,229 | |
| 30 | $7,875 | 6.625% | $1,595 | 23 | −$1,098 | |
| 31 | $8,023 | 6.500% | $1,590 | 24 | −$950 | |
| 32 | $8,103 | 6.750% | $2,257 | 59 | −$870 | |
| 33 | $8,113 | 6.058% | $3,024 | 10 | −$860 | |
| 34 | $8,134 | 6.875% | $1,495 | 46 | −$839 | |
| 35 | $8,248 | 6.625% | $3,885 | 351 | −$725 | |
| 36 | $8,828 | 6.500% | $5,655 | 221 | −$145 | |
| 37 | $9,203 | 6.625% | $3,712 | 32 | +$230 | |
| 38 | $9,370 | 6.625% | $4,939 | 79 | +$397 | |
| 39 | $9,465 | 6.425% | $3,547 | 64 | +$492 | |
| 40 | $9,545 | 7.000% | $4,918 | 19 | +$572 | |
| 41 | $9,550 | 6.750% | $4,837 | 131 | +$577 | |
| 42 | $9,635 | 6.750% | $4,121 | 77 | +$662 | |
| 43 | $9,725 | 7.125% | $4,093 | 15 | +$752 | |
| 44 | $9,750 | 6.688% | $5,540 | 110 | +$777 | |
| 45 | $9,828 | 6.250% | $2,809 | 225 | +$855 | |
| 46 | $9,926 | 6.875% | $5,370 | 55 | +$953 | |
| 47 | $10,097 | 6.875% | $3,945 | 33 | +$1,124 | |
| 48 | $10,255 | 7.375% | $5,070 | 11 | +$1,282 | |
| 49 | $10,490 | 6.875% | $6,500 | 39 | +$1,517 | |
| 50 | $11,171 | 6.625% | $6,570 | 26 | +$2,198 | |
| 51 | $11,576 | 6.500% | $7,478 | 82 | +$2,603 | |
| 52 | $11,801 | 6.625% | $6,616 | 29 | +$2,828 | |
| 53 | $11,822 | 6.875% | $7,128 | 192 | +$2,849 | |
| 54 | $11,948 | 6.750% | $7,645 | 24 | +$2,975 | |
| 55 | $12,410 | 6.875% | $8,210 | 81 | +$3,437 | |
| 56 | $12,514 | 6.375% | $2,016 | 250 | +$3,541 | |
| 57 | $12,683 | 7.250% | $5,665 | 40 | +$3,710 | |
| 58 | $13,054 | 6.750% | $7,660 | 47 | +$4,081 | |
| 59 | $13,128 | 6.812% | $8,265 | 102 | +$4,155 | |
| 60 | $13,169 | 6.875% | $8,730 | 26 | +$4,196 | |
| 61 | $13,337 | 6.625% | $9,102 | 25 | +$4,364 | |
| 62 | $13,407 | 6.875% | $8,630 | 93 | +$4,434 | |
| 63 | $14,858 | 6.514% | $9,835 | 773 | +$5,885 | |
| 64 | $15,023 | 6.625% | $9,937 | 25 | +$6,050 | |
| 65 | $15,048 | 6.875% | $9,172 | 109 | +$6,075 | |
| 66 | $16,005 | 6.875% | $11,020 | 29 | +$7,032 | |
| 67 | $16,104 | 6.250% | $7,050 | 31 | +$7,131 | |
| 68 | $16,353 | 6.938% | $9,940 | 22 | +$7,380 | |
| 69 | $16,526 | 7.000% | $11,478 | 18 | +$7,553 | |
| 70 | $17,061 | 6.938% | $11,028 | 26 | +$8,088 | |
| 71 | $18,500 | 7.125% | $13,000 | 51 | +$9,527 | |
| 72 | $18,592 | 7.749% | $13,752 | 28 | +$9,619 | |
| 73 | $19,283 | 8.375% | $13,304 | 54 | +$10,310 | |
| 74 | $20,344 | 7.375% | $15,174 | 41 | +$11,371 | |
| 75 | $21,075 | 9.115% | $15,738 | 14 | +$12,102 |
Includes lenders with 10+ purchase originations in Nassau County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.