Homebuyers in Nassau County County who chose N C P D Federal Credit Union paid $5,899 less in closing costs than the county median.
County Median Costs
$9,510
+48.6% vs New York ($6,400)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$3,246
Purchase Originations
7,789
Denial Rate
6.3%
vs New York avg (8.5%)
vs New York Median
48.6% above
$3,110
vs National Median
42.4% above
$2,830
79 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,611 | 6.125% | $0 | 13 | −$5,159 | |
| 2 | $4,210 | 6.125% | $0 | 21 | −$4,560 | |
| 3 | $4,861 | 5.875% | $1,025 | 33 | −$3,909 | |
| 4 | $4,984 | 5.995% | $999 | 26 | −$3,786 | |
| 5 | $5,448 | 5.750% | $1,395 | 93 | −$3,322 | |
| 6 | $5,783 | 6.562% | $995 | 30 | −$2,987 | |
| 7 | $5,804 | 5.450% | $1,195 | 17 | −$2,966 | |
| 8 | $6,099 | 6.375% | $995 | 10 | −$2,671 | |
| 9 | $6,139 | 5.500% | $825 | 15 | −$2,631 | |
| 10 | $6,191 | 5.880% | $800 | 89 | −$2,579 | |
| 11 | $6,227 | 6.625% | $1,250 | 59 | −$2,543 | |
| 12 | $6,239 | 6.438% | $1,068 | 52 | −$2,531 | |
| 13 | $6,275 | 6.750% | $0 | 16 | −$2,495 | |
| 14 | $6,408 | 6.562% | $1,570 | 16 | −$2,362 | |
| 15 | $6,633 | 6.500% | $2,835 | 29 | −$2,137 | |
| 16 | $6,635 | 5.875% | $1,330 | 123 | −$2,135 | |
| 17 | $6,908 | 6.625% | $1,590 | 73 | −$1,862 | |
| 18 | $7,019 | 6.250% | $2,919 | 675 | −$1,751 | |
| 19 | $7,033 | 6.125% | $950 | 162 | −$1,737 | |
| 20 | $7,038 | 6.375% | $725 | 135 | −$1,732 | |
| 21 | $7,042 | 6.575% | $1,648 | 62 | −$1,728 | |
| 22 | $7,087 | 6.038% | $1,291 | 21 | −$1,683 | |
| 23 | $7,118 | 6.625% | $1,790 | 57 | −$1,652 | |
| 24 | $7,259 | 5.750% | $995 | 18 | −$1,511 | |
| 25 | $7,293 | 6.125% | $1,260 | 53 | −$1,477 |
Includes lenders with 10+ purchase originations in Nassau County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.