Lowest closing cost mortgage lenders in Kings County County, New York
In Kings County, New York, homebuyers paid a median of $8,552 in closing costs in 2024 — above the New York median of $6,440. The county saw 5,417 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Amalgamated Bank offered the lowest median costs at $3,708, which is $4,432 less than the county median.
Homebuyers in Kings County County who chose Amalgamated Bank paid $4,844 less in closing costs than the county median.
County Median Costs
$8,552
+32.8% vs New York ($6,440)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,481
Purchase Originations
5,417
vs New York Median
32.8% above
$2,112
vs National Median
26.9% above
$1,811
Lender rankings in Kings County County
63 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,708 | 6.562% | $1,845 | 44 | −$4,432 | |
| 2 | $4,323 | 6.875% | $1,400 | 10 | −$3,817 | |
| 3 | $4,464 | 5.875% | $495 | 68 | −$3,676 | |
| 4 | $4,703 | 5.688% | $0 | 10 | −$3,437 | |
| 5 | $4,796 | 6.312% | $359 | 10 | −$3,344 | |
| 6 | $5,108 | 6.312% | $900 | 20 | −$3,032 | |
| 7 | $5,496 | 5.875% | $825 | 36 | −$2,644 | |
| 8 | $5,553 | 6.000% | $800 | 91 | −$2,587 | |
| 9 | $5,883 | 6.188% | $1,200 | 26 | −$2,257 | |
| 10 | $6,159 | 6.624% | $1,632 | 28 | −$1,981 | |
| 11 | $6,254 | 6.750% | $4,380 | 54 | −$1,886 | |
| 12 | $6,295 | 6.625% | $1,590 | 52 | −$1,845 | |
| 13 | $6,399 | 6.500% | $2,677 | 682 | −$1,741 | |
| 14 | $6,452 | 6.575% | $1,640 | 71 | −$1,688 | |
| 15 | $6,486 | 6.375% | $950 | 207 | −$1,654 | |
| 16 | $6,567 | 6.000% | $1,260 | 31 | −$1,573 | |
| 17 | $6,607 | 6.375% | $2,918 | 23 | −$1,533 | |
| 18 | $6,748 | 7.000% | $1,600 | 43 | −$1,392 | |
| 19 | $6,790 | 7.625% | $1,380 | 81 | −$1,350 | |
| 20 | $6,838 | 6.625% | $1,640 | 218 | −$1,302 | |
| 21 | $6,946 | 6.575% | $1,640 | 61 | −$1,194 | |
| 22 | $6,952 | 6.875% | $1,590 | 102 | −$1,188 | |
| 23 | $6,968 | 6.125% | $1,491 | 121 | −$1,172 | |
| 24 | $6,993 | 6.250% | $995 | 96 | −$1,147 | |
| 25 | $7,001 | 6.438% | $695 | 14 | −$1,139 | |
| 26 | $7,074 | 6.125% | $1,090 | 498 | −$1,066 | |
| 27 | $7,186 | 6.104% | $1,291 | 91 | −$954 | |
| 28 | $7,209 | 6.750% | $3,733 | 29 | −$931 | |
| 29 | $7,305 | 7.125% | $1,380 | 28 | −$835 | |
| 30 | $7,539 | 6.125% | $995 | 16 | −$601 | |
| 31 | $7,643 | 6.375% | $1,590 | 26 | −$497 | |
| 32 | $7,992 | 6.750% | $1,200 | 16 | −$148 | |
| 33 | $8,556 | 6.250% | $0 | 13 | +$416 | |
| 34 | $8,780 | 6.500% | $725 | 17 | +$640 | |
| 35 | $8,796 | 6.500% | $5,154 | 90 | +$656 | |
| 36 | $9,219 | 7.000% | $1,495 | 56 | +$1,079 | |
| 37 | $9,528 | 6.625% | $3,090 | 11 | +$1,388 | |
| 38 | $9,573 | 6.125% | $2,661 | 306 | +$1,433 | |
| 39 | $9,986 | 6.750% | $5,833 | 34 | +$1,846 | |
| 40 | $10,209 | 6.875% | $6,912 | 42 | +$2,069 | |
| 41 | $11,032 | 6.500% | $2,750 | 24 | +$2,892 | |
| 42 | $11,627 | 6.875% | $5,876 | 26 | +$3,487 | |
| 43 | $12,064 | 7.250% | $6,295 | 53 | +$3,924 | |
| 44 | $12,353 | 7.250% | $7,152 | 43 | +$4,213 | |
| 45 | $12,503 | 6.625% | $8,485 | 85 | +$4,363 | |
| 46 | $12,542 | 6.990% | $6,714 | 30 | +$4,402 | |
| 47 | $12,697 | 6.875% | $7,894 | 40 | +$4,557 | |
| 48 | $13,121 | 6.750% | $8,322 | 35 | +$4,981 | |
| 49 | $13,219 | 6.062% | $1,860 | 354 | +$5,079 | |
| 50 | $13,432 | 6.499% | $9,114 | 25 | +$5,292 | |
| 51 | $14,404 | 7.250% | $8,718 | 11 | +$6,264 | |
| 52 | $16,177 | 8.625% | $12,172 | 18 | +$8,037 | |
| 53 | $16,496 | 6.625% | $11,405 | 437 | +$8,356 | |
| 54 | $16,956 | 7.062% | $12,034 | 24 | +$8,816 | |
| 55 | $17,266 | 6.875% | $11,355 | 16 | +$9,126 | |
| 56 | $17,762 | 7.000% | $12,070 | 32 | +$9,622 | |
| 57 | $18,092 | 6.875% | $11,615 | 39 | +$9,952 | |
| 58 | $18,994 | 7.125% | $13,301 | 13 | +$10,854 | |
| 59 | $19,662 | 7.375% | $15,422 | 15 | +$11,522 | |
| 60 | $22,902 | 7.375% | $17,665 | 11 | +$14,762 | |
| 61 | $23,224 | 7.625% | $17,364 | 13 | +$15,084 | |
| 62 | $25,539 | 7.250% | $21,145 | 17 | +$17,399 | |
| 63 | $25,667 | 7.375% | $19,670 | 21 | +$17,527 |
Includes lenders with 10+ purchase originations in Kings County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.