Lowest closing cost mortgage lenders in Washoe County County, Nevada
In Washoe County, Nevada, homebuyers paid a median of $8,872 in closing costs in 2024 — near the Nevada median of $8,797. The county saw 4,313 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,501, which is $6,644 less than the county median.
Homebuyers in Washoe County County who chose DHI MORTGAGE COMPANY, LTD. paid $6,371 less in closing costs than the county median.
County Median Costs
$8,872
+0.8% vs Nevada ($8,797)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,643
Purchase Originations
4,313
vs Nevada Median
0.8% above
$75
vs National Median
31.6% above
$2,131
Lender rankings in Washoe County County
48 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,815 | 5.500% | $0 | 152 | −$4,099 | |
| 2 | $3,729 | 5.750% | $0 | 17 | −$3,185 | |
| 3 | $3,853 | 6.250% | $250 | 10 | −$3,061 | |
| 4 | $4,283 | 5.900% | $815 | 23 | −$2,631 | |
| 5 | $4,444 | 5.125% | $1,902 | 126 | −$2,470 | |
| 6 | $4,452 | 6.588% | $1,640 | 10 | −$2,462 | |
| 7 | $4,486 | 6.250% | $1,440 | 29 | −$2,428 | |
| 8 | $4,715 | 6.125% | $1,425 | 29 | −$2,199 | |
| 9 | $4,754 | 6.500% | $1,590 | 57 | −$2,160 | |
| 10 | $4,791 | 6.433% | $2,024 | 10 | −$2,123 | |
| 11 | $4,881 | 6.625% | $500 | 17 | −$2,033 | |
| 12 | $4,974 | 6.125% | $2,281 | 15 | −$1,940 | |
| 13 | $4,978 | 6.375% | $2,225 | 13 | −$1,936 | |
| 14 | $5,005 | 6.625% | $1,738 | 10 | −$1,909 | |
| 15 | $5,245 | 6.625% | $1,595 | 59 | −$1,669 | |
| 16 | $5,854 | 6.875% | $1,890 | 67 | −$1,060 | |
| 17 | $5,857 | 6.875% | $1,250 | 16 | −$1,057 | |
| 18 | $5,858 | 6.990% | $2,034 | 38 | −$1,056 | |
| 19 | $5,954 | 6.875% | $2,225 | 17 | −$960 | |
| 20 | $6,025 | 6.500% | $2,250 | 77 | −$889 | |
| 21 | $6,133 | 6.990% | $3,380 | 21 | −$781 | |
| 22 | $6,276 | 6.500% | $2,725 | 63 | −$638 | |
| 23 | $6,326 | 6.990% | $3,740 | 74 | −$588 | |
| 24 | $6,357 | 6.500% | $2,213 | 37 | −$557 | |
| 25 | $6,483 | 6.624% | $2,621 | 77 | −$431 | |
| 26 | $6,531 | 6.475% | $3,072 | 30 | −$383 | |
| 27 | $6,603 | 6.500% | $2,944 | 43 | −$311 | |
| 28 | $6,626 | 6.688% | $2,326 | 90 | −$288 | |
| 29 | $6,632 | 6.625% | $4,265 | 41 | −$282 | |
| 30 | $6,644 | 6.990% | $3,724 | 23 | −$270 | |
| 31 | $7,935 | 6.625% | $5,141 | 142 | +$1,021 | |
| 32 | $8,323 | 6.625% | $5,490 | 28 | +$1,409 | |
| 33 | $8,399 | 6.625% | $6,415 | 15 | +$1,485 | |
| 34 | $8,436 | 6.875% | $5,380 | 413 | +$1,522 | |
| 35 | $8,529 | 6.625% | $5,487 | 43 | +$1,615 | |
| 36 | $8,560 | 6.625% | $5,262 | 271 | +$1,646 | |
| 37 | $8,981 | 6.875% | $5,855 | 26 | +$2,067 | |
| 38 | $9,014 | 6.625% | $5,767 | 29 | +$2,100 | |
| 39 | $9,090 | 7.062% | $6,690 | 16 | +$2,176 | |
| 40 | $9,101 | 6.375% | $6,673 | 50 | +$2,187 | |
| 41 | $9,475 | 6.875% | $6,997 | 14 | +$2,561 | |
| 42 | $9,487 | 6.750% | $6,766 | 49 | +$2,573 | |
| 43 | $9,563 | 6.625% | $4,797 | 38 | +$2,649 | |
| 44 | $9,580 | 6.495% | $5,312 | 10 | +$2,666 | |
| 45 | $9,767 | 6.950% | $6,302 | 140 | +$2,853 | |
| 46 | $10,689 | 6.625% | $7,275 | 57 | +$3,775 | |
| 47 | $10,741 | 6.812% | $8,431 | 20 | +$3,827 |
Includes lenders with 10+ purchase originations in Washoe County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Nevada → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.