Purchase Originations
278
Median Total Costs
$4,656
−30.3% vs national ($6,680)
↓ $470 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$1,590
Median Lender Credits
$750
Denial Rate
5.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 240 | 6.375% | $4,534 | $1,590 |
| fha | 27 | 6.250% | $11,085 | $2,037 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nevada | 278 | 6.375% | $4,656 | #25 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,443 | 6.312% | — | 18 | −$213 | |
| 2 | $4,483 | 6.500% | — | 5 | −$173 | |
| 3 | $4,509 | 6.375% | — | 26 | −$147 | |
| 4 | $4,513 | 6.375% | — | 22 | −$143 | |
| 5 | $4,551 | 6.375% | — | 6 | −$105 | |
| 6 | $4,592 | 6.375% | — | 1 | −$64 | |
| 7 | $4,712 | 6.375% | — | 107 | +$56 | |
| 8 | $4,714 | 6.375% | — | 26 | +$58 | |
| 9 | $4,762 | 6.375% | — | 59 | +$106 | |
| 10 | $4,878 | 6.250% | — | 6 | +$222 | |
| 11 | $12,275 | 6.438% | — | 2 | +$7,619 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Greater Nevada LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $390,000 | $335,000 | +$55,000 (+16.4%) |
| Median total closing costs | $4,656 | $7,127 | −$2,471 (−34.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.