What are the average closing costs in Sussex County County?

In Sussex County County, the median total loan costs on purchase mortgages were $7,939 in 2024, based on 1,530 originations.

Which lender has the lowest closing costs in Sussex County County?

Among lenders with 10+ originations in Sussex County County, Provident Bank had the lowest median total closing costs at $4,354 in 2024.

How do closing costs in Sussex County County compare to New Jersey?

Sussex County County closing costs (median $7,939) are 4.1% above the New Jersey state median of $7,624.

Lowest closing cost mortgage lenders in Sussex County County, New Jersey

In Sussex County, New Jersey, homebuyers paid a median of $7,939 in closing costs in 2024 — above the New Jersey median of $7,624. The county saw 1,530 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Provident Bank offered the lowest median costs at $4,354, which is $2,367 less than the county median.

Homebuyers in Sussex County County who chose Provident Bank paid $3,585 less in closing costs than the county median.

County Median Costs

$7,939

+4.1% vs New Jersey ($7,624)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,749

Purchase Originations

1,530

vs New Jersey Median

4.1% above

$315

vs National Median

17.8% above

$1,198

Lender rankings in Sussex County County

25 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Provident Bank	$4,354	6.500%	$790	11	−$2,367
2	Wells Fargo Bank, National Association	$4,558	6.312%	$1,718	10	−$2,163
3	U.S. Bank National Association	$4,636	6.500%	$1,010	12	−$2,085
4	JPMorgan Chase Bank, National Association	$5,030	6.750%	$1,344	36	−$1,691
5	LOANDEPOT.COM, LLC	$5,213	6.875%	$1,590	20	−$1,508
6	NJ LENDERS CORP.	$5,229	6.625%	$1,350	67	−$1,492
7	Valley National Bank	$5,246	6.250%	$1,395	14	−$1,475
8	PNC Bank, National Association	$5,707	6.312%	$1,840	10	−$1,014
9	GUARANTEED RATE AFFINITY, LLC	$5,793	6.950%	$1,640	26	−$928
10	GUARANTEED RATE, INC.	$6,067	6.838%	$2,007	82	−$654
11	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	$6,559	6.990%	$2,386	81	−$162
12	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	$7,125	6.933%	$4,015	14	+$404
13	MORTGAGE ACCESS CORP.	$7,278	6.875%	$3,579	32	+$557
14	CROSSCOUNTRY MORTGAGE, LLC	$7,373	6.950%	$3,069	197	+$652
15	Nations Lending Corporation	$7,745	6.625%	$2,077	14	+$1,024
16	BOND STREET MORTGAGE, LLC	$7,776	6.624%	$2,949	13	+$1,055
17	MOVEMENT MORTGAGE, LLC	$7,849	6.594%	$4,051	22	+$1,128
18	ABSOLUTE HOME MORTGAGE CORPORATION	$8,196	6.875%	$4,613	40	+$1,475
19	ROCKET MORTGAGE, LLC	$8,207	6.688%	$3,895	46	+$1,486
20	NEW AMERICAN FUNDING, LLC	$8,470	6.990%	$5,315	10	+$1,749
21	CMG MORTGAGE, INC.	$8,756	6.990%	$3,144	26	+$2,035
22	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$9,245	6.990%	$4,852	13	+$2,524
23	UNITED WHOLESALE MORTGAGE, LLC	$9,524	6.625%	$6,152	53	+$2,803
24	PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.	$10,919	6.812%	$6,472	10	+$4,198

Includes lenders with 10+ purchase originations in Sussex County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.