Homebuyers in Ocean County County who chose JPMorgan Chase Bank, National Association paid $3,189 less in closing costs than the county median.
County Median Costs
$6,753
−9.6% vs New Jersey ($7,473)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,750
Purchase Originations
5,276
Denial Rate
5.5%
vs New Jersey avg (5.9%)
vs New Jersey Median
9.6% below
$-720
vs National Median
1.1% above
$73
78 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,564 | 6.375% | $500 | 98 | −$2,677 | |
| 2 | $4,119 | 5.875% | $1,188 | 58 | −$2,122 | |
| 3 | $4,531 | 6.990% | $870 | 26 | −$1,710 | |
| 4 | $4,612 | 5.875% | $562 | 28 | −$1,629 | |
| 5 | $4,663 | 6.750% | $1,495 | 17 | −$1,578 | |
| 6 | $4,692 | 6.375% | $820 | 117 | −$1,549 | |
| 7 | $4,745 | 6.000% | $790 | 31 | −$1,496 | |
| 8 | $4,761 | 6.438% | $0 | 22 | −$1,480 | |
| 9 | $4,842 | 6.250% | $1,442 | 92 | −$1,399 | |
| 10 | $4,969 | 6.750% | $1,550 | 44 | −$1,272 | |
| 11 | $5,055 | 6.750% | $1,400 | 42 | −$1,186 | |
| 12 | $5,153 | 6.500% | $1,850 | 13 | −$1,088 | |
| 13 | $5,203 | 6.625% | $1,320 | 32 | −$1,038 | |
| 14 | $5,230 | 7.374% | $1,695 | 26 | −$1,011 | |
| 15 | $5,251 | 5.787% | $815 | 12 | −$990 | |
| 16 | $5,261 | 6.525% | $1,640 | 38 | −$980 | |
| 17 | $5,345 | 6.625% | $1,595 | 36 | −$896 | |
| 18 | $5,397 | 6.375% | $1,280 | 43 | −$844 | |
| 19 | $5,491 | 6.250% | $1,495 | 19 | −$750 | |
| 20 | $5,569 | 6.625% | $1,590 | 108 | −$672 | |
| 21 | $5,590 | 6.625% | $1,395 | 228 | −$651 | |
| 22 | $5,593 | 6.562% | $1,299 | 16 | −$648 | |
| 23 | $5,616 | 6.625% | $1,599 | 68 | −$625 | |
| 24 | $5,718 | 6.625% | $1,884 | 34 | −$523 | |
| 25 | $5,722 | 6.875% | $1,690 | 21 | −$519 |
Includes lenders with 10+ purchase originations in Ocean County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.