Lowest closing cost mortgage lenders in New Hanover County County, North Carolina
In New Hanover County, North Carolina, homebuyers paid a median of $4,954 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 2,321 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $768, which is $3,979 less than the county median.
Homebuyers in New Hanover County County who chose PULTE MORTGAGE LLC paid $4,186 less in closing costs than the county median.
County Median Costs
$4,954
−13.4% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,944
Purchase Originations
2,321
vs North Carolina Median
13.4% below
$-766
vs National Median
26.5% below
$-1,787
Lender rankings in New Hanover County County
44 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $768 | 6.375% | $0 | 37 | −$3,979 | |
| 2 | $3,076 | 6.500% | $850 | 35 | −$1,671 | |
| 3 | $3,109 | 6.312% | $0 | 28 | −$1,638 | |
| 4 | $3,569 | 6.625% | $900 | 50 | −$1,178 | |
| 5 | $3,588 | 6.375% | $400 | 59 | −$1,160 | |
| 6 | $3,644 | 6.500% | $1,125 | 19 | −$1,103 | |
| 7 | $3,808 | 6.188% | $1,271 | 18 | −$939 | |
| 8 | $3,922 | 6.562% | $1,331 | 10 | −$825 | |
| 9 | $3,938 | 6.875% | $1,395 | 32 | −$809 | |
| 10 | $4,160 | 7.057% | $1,345 | 10 | −$587 | |
| 11 | $4,317 | 6.624% | $1,997 | 11 | −$430 | |
| 12 | $4,342 | 6.500% | $1,538 | 32 | −$405 | |
| 13 | $4,377 | 6.625% | $1,255 | 13 | −$370 | |
| 14 | $4,405 | 6.875% | $2,436 | 14 | −$342 | |
| 15 | $4,414 | 6.562% | $2,244 | 10 | −$333 | |
| 16 | $4,420 | 6.625% | $1,395 | 40 | −$327 | |
| 17 | $4,421 | 6.938% | $1,902 | 52 | −$326 | |
| 18 | $4,542 | 6.125% | $1,490 | 21 | −$205 | |
| 19 | $4,552 | 6.250% | $2,160 | 23 | −$195 | |
| 20 | $4,591 | 6.625% | $2,443 | 33 | −$156 | |
| 21 | $4,593 | 6.875% | $1,054 | 53 | −$154 | |
| 22 | $4,706 | 6.625% | $1,434 | 38 | −$41 | |
| 23 | $4,707 | 6.625% | $1,888 | 15 | −$40 | |
| 24 | $4,751 | 6.325% | $2,500 | 131 | +$4 | |
| 25 | $4,764 | 6.500% | $1,779 | 10 | +$17 | |
| 26 | $4,871 | 6.625% | $1,656 | 18 | +$124 | |
| 27 | $4,872 | 6.750% | $1,848 | 22 | +$125 | |
| 28 | $4,886 | 6.875% | $1,640 | 150 | +$139 | |
| 29 | $4,939 | 7.125% | $2,128 | 27 | +$192 | |
| 30 | $5,129 | 6.625% | $2,850 | 65 | +$382 | |
| 31 | $5,199 | 6.750% | $2,903 | 18 | +$452 | |
| 32 | $5,204 | 6.688% | $2,649 | 48 | +$457 | |
| 33 | $5,418 | 6.625% | $3,163 | 18 | +$671 | |
| 34 | $5,434 | 6.875% | $2,580 | 73 | +$687 | |
| 35 | $5,977 | 6.625% | $3,435 | 56 | +$1,230 | |
| 36 | $6,009 | 6.875% | $3,613 | 29 | +$1,262 | |
| 37 | $6,067 | 6.750% | $3,278 | 10 | +$1,320 | |
| 38 | $6,068 | 6.750% | $3,061 | 134 | +$1,321 | |
| 39 | $6,585 | 6.625% | $4,387 | 34 | +$1,838 | |
| 40 | $6,590 | 6.998% | $4,246 | 50 | +$1,843 | |
| 41 | $6,784 | 6.875% | $2,824 | 12 | +$2,037 | |
| 42 | $6,845 | 6.875% | $3,811 | 12 | +$2,098 |
Includes lenders with 10+ purchase originations in New Hanover County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.