CORNING FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, CORNING FEDERAL CREDIT UNION originated 343 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,615. That is $3,126 below the national median of $6,741. CORNING FEDERAL CREDIT UNION is most active in New York with 151 originations there.
Purchase Originations
343
Median Total Costs
$3,615
−46.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$400
Median Lender Credits
$24
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 343 | 6.500% | $3,615 | $400 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 151 | 6.500% | $3,823 | #98 |
| North Carolina | 150 | 6.500% | $3,382 | #122 |
| Pennsylvania | 21 | 6.500% | $3,993 | — |
| South Carolina | 14 | 6.312% | $3,263 | — |
| Florida | 6 | 6.562% | $3,476 | — |
| Maryland | 1 | 6.250% | $3,460 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,380 | 7.000% | — | 2 | −$1,235 | |
| 2 | $2,837 | 6.562% | — | 2 | −$778 | |
| 3 | $2,943 | 6.250% | — | 2 | −$672 | |
| 4 | $3,112 | 6.375% | — | 12 | −$503 | |
| 5 | $3,150 | 6.625% | — | 49 | −$465 | |
| 6 | $3,212 | 6.375% | — | 9 | −$403 | |
| 7 | $3,259 | 5.938% | — | 2 | −$356 | |
| 8 | $3,588 | 6.375% | — | 59 | −$27 | |
| 9 | $3,728 | 6.500% | — | 80 | +$113 | |
| 10 | $3,804 | 6.125% | — | 3 | +$189 | |
| 11 | $3,854 | 6.625% | — | 64 | +$239 | |
| 12 | $3,884 | 6.500% | — | 3 | +$269 | |
| 13 | $4,048 | 6.250% | — | 5 | +$433 | |
| 14 | $4,070 | 5.938% | — | 2 | +$455 | |
| 15 | $4,225 | 7.250% | — | 1 | +$610 | |
| 16 | $4,261 | 6.500% | — | 7 | +$646 | |
| 17 | $4,265 | 6.500% | — | 3 | +$650 | |
| 18 | $4,792 | 6.312% | — | 6 | +$1,177 | |
| 19 | $5,498 | 6.625% | — | 1 | +$1,883 | |
| 20 | $6,362 | 6.000% | — | 1 | +$2,747 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.