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Lowest closing cost mortgage lenders in Durham County County, North Carolina

In Durham County, North Carolina, homebuyers paid a median of $4,865 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 3,228 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $932, which is $3,665 less than the county median.

Homebuyers in Durham County County who chose PULTE MORTGAGE LLC paid $3,933 less in closing costs than the county median.

County Median Costs

$4,865

−14.9% vs North Carolina ($5,720)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$1,995

Purchase Originations

3,228

vs North Carolina Median

14.9% below

$-855

vs National Median

27.8% below

$-1,876

Lender rankings in Durham County County

59 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$9326.500%$034−$3,665
2$1,1976.375%$1,190119−$3,400
3$2,4326.188%$040−$2,165
4$2,6756.000%$025−$1,922
5$3,0976.500%$25016−$1,500
6$3,5935.990%$1,49517−$1,004
7$3,5955.875%$1,09547−$1,002
8$3,6316.625%$1,25410−$966
9$3,7306.500%$1,55019−$867
10$3,7816.438%$75210−$816
11$3,8236.500%$1,29535−$774
12$3,8606.624%$1,44917−$737
13$3,8646.562%$92510−$733
14$3,9156.500%$1,42220−$682
15$3,9275.875%$1,39531−$670
16$4,1226.750%$1,36913−$475
17$4,1466.500%$1,39557−$450
18$4,1746.875%$1,39513−$422
19$4,2626.875%$1,38714−$335
20$4,3046.375%$1,596179−$293
21$4,3526.990%$1,54535−$245
22$4,3546.662%$1,39560−$243
23$4,3556.625%$1,96832−$242
24$4,3646.625%$1,51014−$233
25$4,3666.600%$1,64034−$231
26$4,4076.808%$1,69412−$190
27$4,4266.625%$2,42643−$171
28$4,4686.625%$1,24045−$130
29$4,4866.625%$1,595111−$111
30$4,5115.875%$1,72929−$86
31$4,5456.750%$2,04229−$52
32$4,5886.875%$2,89312−$9
33$4,6976.625%$2,17019+$100
34$4,7376.500%$2,47321+$140
35$4,7686.250%$1,68932+$171
36$4,7766.500%$1,97641+$179
37$4,8036.287%$2,500188+$206
38$4,8586.625%$2,16136+$261
39$4,8886.558%$2,33710+$291
40$4,9436.500%$2,953108+$346
41$5,2096.490%$2,31074+$612
42$5,2796.688%$2,85328+$682
43$5,6436.625%$3,58311+$1,046
44$5,7867.000%$3,29412+$1,189
45$5,7997.750%$2,61017+$1,202
46$5,8116.875%$3,92814+$1,214
47$6,2126.625%$3,94915+$1,615
48$6,2586.624%$3,59527+$1,661
49$6,2736.624%$3,60321+$1,676
50$6,3746.625%$3,768145+$1,777
51$6,3836.625%$3,65217+$1,786
52$6,3926.875%$3,36652+$1,795
53$6,4726.625%$3,70532+$1,875
54$6,9946.500%$4,424194+$2,397
55$7,0016.750%$5,49718+$2,404
56$7,1756.625%$4,63814+$2,578
57$8,2296.312%$5,30222+$3,632
58$10,8559.438%$8,38916+$6,258

Includes lenders with 10+ purchase originations in Durham County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.