Lowest closing cost mortgage lenders in Cabarrus County County, North Carolina
In Cabarrus County, North Carolina, homebuyers paid a median of $5,837 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 2,991 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $350, which is $4,683 less than the county median.
Homebuyers in Cabarrus County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,487 less in closing costs than the county median.
County Median Costs
$5,837
+2.0% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
2,991
vs North Carolina Median
2.0% above
$117
vs National Median
13.4% below
$-904
Lender rankings in Cabarrus County County
46 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 6.625% | $0 | 99 | −$4,683 | |
| 2 | $724 | 6.500% | $0 | 94 | −$4,309 | |
| 3 | $2,636 | 6.500% | $126 | 67 | −$2,397 | |
| 4 | $3,167 | 6.500% | $0 | 19 | −$1,866 | |
| 5 | $3,525 | 6.500% | $995 | 35 | −$1,508 | |
| 6 | $4,012 | 6.495% | $1,295 | 16 | −$1,021 | |
| 7 | $4,016 | 6.062% | $1,934 | 32 | −$1,017 | |
| 8 | $4,063 | 6.600% | $1,288 | 24 | −$970 | |
| 9 | $4,102 | 6.500% | $1,125 | 14 | −$931 | |
| 10 | $4,233 | 6.625% | $1,682 | 29 | −$800 | |
| 11 | $4,284 | 6.125% | $1,809 | 12 | −$749 | |
| 12 | $4,314 | 6.500% | $1,950 | 14 | −$719 | |
| 13 | $4,371 | 6.875% | $1,495 | 21 | −$662 | |
| 14 | $4,418 | 6.625% | $2,061 | 146 | −$615 | |
| 15 | $4,523 | 6.625% | $1,395 | 47 | −$510 | |
| 16 | $4,667 | 6.625% | $1,960 | 11 | −$366 | |
| 17 | $4,727 | 6.625% | $1,495 | 11 | −$306 | |
| 18 | $4,803 | 5.875% | $1,298 | 16 | −$230 | |
| 19 | $4,805 | 6.325% | $2,500 | 125 | −$228 | |
| 20 | $4,832 | 6.990% | $2,675 | 31 | −$201 | |
| 21 | $4,900 | 6.562% | $2,180 | 14 | −$133 | |
| 22 | $4,921 | 6.562% | $3,011 | 34 | −$112 | |
| 23 | $4,937 | 6.490% | $2,678 | 19 | −$96 | |
| 24 | $5,257 | 6.500% | $2,185 | 12 | +$224 | |
| 25 | $5,295 | 7.000% | $0 | 39 | +$262 | |
| 26 | $5,295 | 6.350% | $3,325 | 13 | +$262 | |
| 27 | $5,476 | 6.625% | $2,382 | 119 | +$443 | |
| 28 | $5,525 | 6.250% | $2,418 | 115 | +$492 | |
| 29 | $5,579 | 6.625% | $3,064 | 12 | +$546 | |
| 30 | $5,673 | 6.875% | $2,943 | 21 | +$640 | |
| 31 | $5,878 | 6.990% | $3,286 | 104 | +$845 | |
| 32 | $5,988 | 6.625% | $3,510 | 173 | +$955 | |
| 33 | $6,021 | 6.750% | $4,042 | 18 | +$988 | |
| 34 | $6,101 | 7.750% | $3,986 | 14 | +$1,068 | |
| 35 | $6,127 | 6.990% | $2,128 | 10 | +$1,094 | |
| 36 | $6,244 | 6.750% | $3,736 | 43 | +$1,211 | |
| 37 | $6,471 | 6.625% | $3,862 | 16 | +$1,438 | |
| 38 | $6,684 | 6.500% | $3,777 | 18 | +$1,651 | |
| 39 | $6,721 | 6.812% | $3,749 | 38 | +$1,688 | |
| 40 | $6,850 | 7.250% | $2,791 | 10 | +$1,817 | |
| 41 | $6,852 | 6.500% | $3,435 | 29 | +$1,819 | |
| 42 | $7,342 | 7.037% | $4,432 | 32 | +$2,309 | |
| 43 | $7,605 | 6.624% | $4,787 | 15 | +$2,572 | |
| 44 | $11,027 | 6.875% | $8,787 | 137 | +$5,994 |
Includes lenders with 10+ purchase originations in Cabarrus County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.