Homebuyers in Cabarrus County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,735 less in closing costs than the county median.
County Median Costs
$6,117
+6.6% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,466
Purchase Originations
2,825
Denial Rate
7.3%
vs North Carolina avg (9.1%)
vs North Carolina Median
6.6% above
$381
vs National Median
8.4% below
$-563
51 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $382 | 5.990% | $0 | 20 | −$4,820 | |
| 2 | $567 | 6.062% | $0 | 46 | −$4,635 | |
| 3 | $1,230 | 5.875% | $1,230 | 17 | −$3,972 | |
| 4 | $2,815 | 6.750% | $0 | 18 | −$2,387 | |
| 5 | $2,872 | 6.625% | $0 | 37 | −$2,330 | |
| 6 | $3,580 | 6.500% | $1,295 | 19 | −$1,622 | |
| 7 | $3,665 | 6.000% | $1,390 | 35 | −$1,537 | |
| 8 | $3,720 | 6.000% | $1,500 | 17 | −$1,482 | |
| 9 | $3,862 | 6.375% | $1,874 | 13 | −$1,340 | |
| 10 | $3,879 | 6.250% | $1,245 | 26 | −$1,323 | |
| 11 | $4,119 | 6.500% | $768 | 10 | −$1,083 | |
| 12 | $4,154 | 6.250% | $1,262 | 13 | −$1,048 | |
| 13 | $4,267 | 6.375% | $1,125 | 15 | −$935 | |
| 14 | $4,279 | 6.500% | $1,595 | 45 | −$923 | |
| 15 | $4,306 | 6.745% | $1,495 | 26 | −$896 | |
| 16 | $4,378 | 6.625% | $1,395 | 47 | −$824 | |
| 17 | $4,401 | 6.125% | $1,533 | 27 | −$801 | |
| 18 | $4,554 | 6.475% | $1,250 | 41 | −$648 | |
| 19 | $4,583 | 6.125% | $1,909 | 31 | −$619 | |
| 20 | $4,719 | 6.875% | $0 | 49 | −$483 | |
| 21 | $4,789 | 4.990% | $1,490 | 11 | −$413 | |
| 22 | $4,808 | 6.624% | $2,185 | 15 | −$394 | |
| 23 | $4,883 | 5.900% | $2,500 | 129 | −$319 | |
| 24 | $4,900 | 6.000% | $2,423 | 24 | −$302 | |
| 25 | $5,027 | 6.000% | $1,618 | 18 | −$175 |
Includes lenders with 10+ purchase originations in Cabarrus County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.