Homebuyers in Scott County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,736 less in closing costs than the county median.
County Median Costs
$5,736
+3.1% vs Minnesota ($5,563)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,325
Purchase Originations
1,784
Denial Rate
5.5%
vs Minnesota avg (5.7%)
vs Minnesota Median
3.1% above
$173
vs National Median
14.1% below
$-944
43 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.625% | $0 | 75 | −$5,226 | |
| 2 | $1,675 | 6.188% | $0 | 14 | −$3,551 | |
| 3 | $3,472 | 6.000% | $850 | 15 | −$1,754 | |
| 4 | $3,678 | 6.500% | $1,398 | 38 | −$1,548 | |
| 5 | $4,147 | 6.375% | $1,100 | 20 | −$1,079 | |
| 6 | $4,151 | 6.125% | $1,250 | 32 | −$1,075 | |
| 7 | $4,285 | 6.625% | $1,444 | 28 | −$941 | |
| 8 | $4,377 | 6.250% | $1,514 | 10 | −$849 | |
| 9 | $4,378 | 6.625% | $1,546 | 13 | −$848 | |
| 10 | $4,459 | 5.750% | $1,625 | 74 | −$767 | |
| 11 | $4,505 | 6.490% | $1,618 | 36 | −$721 | |
| 12 | $4,733 | 6.625% | $2,508 | 44 | −$493 | |
| 13 | $4,859 | 6.625% | $1,708 | 21 | −$367 | |
| 14 | $5,027 | 6.500% | $2,429 | 10 | −$199 | |
| 15 | $5,067 | 6.625% | $2,046 | 40 | −$159 | |
| 16 | $5,155 | 6.625% | $1,640 | 11 | −$71 | |
| 17 | $5,183 | 7.000% | $2,356 | 19 | −$43 | |
| 18 | $5,428 | 6.625% | $2,942 | 35 | +$202 | |
| 19 | $5,431 | 6.812% | $2,531 | 38 | +$205 | |
| 20 | $5,442 | 6.490% | $2,416 | 127 | +$216 | |
| 21 | $5,469 | 6.625% | $2,750 | 65 | +$243 | |
| 22 | $5,648 | 6.500% | $1,769 | 23 | +$422 | |
| 23 | $5,766 | 6.688% | $2,866 | 12 | +$540 | |
| 24 | $5,978 | 6.500% | $3,237 | 29 | +$752 | |
| 25 | $6,034 | 6.750% | $3,037 | 31 | +$808 |
Includes lenders with 10+ purchase originations in Scott County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.