Lowest closing cost mortgage lenders in Scott County County, Minnesota
In Scott County, Minnesota, homebuyers paid a median of $6,460 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 1,677 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $0, which is $5,618 less than the county median.
Homebuyers in Scott County County who chose DHI MORTGAGE COMPANY, LTD. paid $6,460 less in closing costs than the county median.
County Median Costs
$6,460
+12.9% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,100
Purchase Originations
1,677
vs Minnesota Median
12.9% above
$738
vs National Median
4.2% below
$-281
Lender rankings in Scott County County
42 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.500% | $0 | 87 | −$5,618 | |
| 2 | $1,095 | 6.338% | $125 | 10 | −$4,523 | |
| 3 | $3,212 | 5.875% | $575 | 17 | −$2,406 | |
| 4 | $3,243 | 6.500% | $850 | 11 | −$2,375 | |
| 5 | $3,466 | 6.500% | $1,852 | 33 | −$2,152 | |
| 6 | $4,045 | 6.375% | $1,200 | 35 | −$1,573 | |
| 7 | $4,065 | 6.625% | $1,295 | 37 | −$1,553 | |
| 8 | $4,196 | 5.250% | $1,625 | 37 | −$1,422 | |
| 9 | $4,306 | 6.624% | $1,090 | 35 | −$1,312 | |
| 10 | $4,372 | 6.375% | $1,100 | 13 | −$1,246 | |
| 11 | $4,470 | 6.625% | $1,458 | 13 | −$1,148 | |
| 12 | $4,522 | 6.625% | $2,488 | 11 | −$1,096 | |
| 13 | $4,566 | 7.125% | $1,848 | 14 | −$1,052 | |
| 14 | $4,920 | 6.500% | $1,836 | 12 | −$698 | |
| 15 | $4,988 | 6.875% | $2,104 | 47 | −$630 | |
| 16 | $4,999 | 5.500% | $2,476 | 10 | −$619 | |
| 17 | $5,181 | 6.625% | $2,462 | 120 | −$437 | |
| 18 | $5,275 | 6.945% | $2,770 | 16 | −$343 | |
| 19 | $5,335 | 6.625% | $2,719 | 20 | −$283 | |
| 20 | $5,616 | 7.000% | $2,104 | 13 | −$2 | |
| 21 | $5,785 | 6.500% | $3,927 | 62 | +$167 | |
| 22 | $5,987 | 6.625% | $3,404 | 23 | +$369 | |
| 23 | $6,599 | 6.625% | $4,076 | 13 | +$981 | |
| 24 | $6,646 | 6.625% | $4,087 | 20 | +$1,028 | |
| 25 | $6,653 | 6.600% | $4,240 | 13 | +$1,035 | |
| 26 | $6,718 | 6.812% | $4,258 | 60 | +$1,100 | |
| 27 | $6,769 | 6.562% | $4,792 | 16 | +$1,151 | |
| 28 | $6,800 | 6.625% | $4,269 | 14 | +$1,182 | |
| 29 | $6,891 | 6.875% | $4,271 | 63 | +$1,273 | |
| 30 | $6,960 | 6.562% | $4,386 | 12 | +$1,342 | |
| 31 | $7,218 | 6.750% | $3,982 | 26 | +$1,600 | |
| 32 | $7,402 | 6.557% | $4,764 | 10 | +$1,784 | |
| 33 | $7,485 | 6.990% | $4,716 | 10 | +$1,867 | |
| 34 | $7,764 | 6.990% | $4,718 | 15 | +$2,146 | |
| 35 | $7,824 | 6.688% | $5,145 | 10 | +$2,206 | |
| 36 | $7,859 | 6.990% | $4,817 | 28 | +$2,241 | |
| 37 | $7,895 | 6.750% | $5,312 | 38 | +$2,277 | |
| 38 | $8,204 | 6.990% | $5,247 | 34 | +$2,586 | |
| 39 | $8,238 | 6.062% | $6,312 | 50 | +$2,620 | |
| 40 | $8,954 | 6.624% | $6,037 | 74 | +$3,336 | |
| 41 | $12,074 | 7.125% | $8,922 | 11 | +$6,456 |
Includes lenders with 10+ purchase originations in Scott County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.