Homebuyers in Ottawa County County who chose ChoiceOne Bank paid $923 less in closing costs than the county median.
County Median Costs
$4,026
−10.8% vs Michigan ($4,514)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,395
Purchase Originations
2,616
Denial Rate
12.8%
vs Michigan avg (12.0%)
vs Michigan Median
10.8% below
$-488
vs National Median
39.7% below
$-2,654
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,103 | 6.250% | $795 | 10 | −$797 | |
| 2 | $3,528 | 6.688% | $1,075 | 90 | −$372 | |
| 3 | $3,554 | 6.375% | $1,010 | 781 | −$346 | |
| 4 | $3,568 | 6.625% | $1,190 | 106 | −$332 | |
| 5 | $3,668 | 6.500% | $1,100 | 64 | −$232 | |
| 6 | $3,689 | 6.500% | $975 | 32 | −$211 | |
| 7 | $3,689 | 6.433% | $1,482 | 42 | −$211 | |
| 8 | $3,704 | 6.500% | $1,295 | 77 | −$196 | |
| 9 | $3,717 | 6.490% | $1,444 | 11 | −$183 | |
| 10 | $3,718 | 6.500% | $1,505 | 14 | −$182 | |
| 11 | $3,834 | 6.188% | $1,400 | 14 | −$66 | |
| 12 | $3,911 | 6.500% | $1,395 | 74 | +$11 | |
| 13 | $3,915 | 6.562% | $1,386 | 60 | +$15 | |
| 14 | $3,961 | 6.625% | $1,383 | 29 | +$61 | |
| 15 | $4,208 | 6.625% | $1,353 | 56 | +$308 | |
| 16 | $4,268 | 6.250% | $1,702 | 19 | +$368 | |
| 17 | $4,336 | 6.625% | $1,730 | 18 | +$436 | |
| 18 | $4,362 | 6.312% | $1,833 | 10 | +$462 | |
| 19 | $4,450 | 6.625% | $1,417 | 54 | +$550 | |
| 20 | $4,532 | 6.525% | $1,640 | 10 | +$632 | |
| 21 | $4,618 | 6.438% | $2,279 | 16 | +$718 | |
| 22 | $4,661 | 6.625% | $2,794 | 48 | +$761 | |
| 23 | $4,774 | 6.625% | $2,020 | 19 | +$874 | |
| 24 | $4,781 | 6.682% | $2,398 | 122 | +$881 | |
| 25 | $5,206 | 6.625% | $2,691 | 15 | +$1,306 |
Includes lenders with 10+ purchase originations in Ottawa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.