Homebuyers in Macomb County County who chose Bank of America, National Association paid $4,441 less in closing costs than the county median.
County Median Costs
$4,681
+3.7% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,719
Purchase Originations
8,537
Denial Rate
13.1%
vs Michigan avg (12.0%)
vs Michigan Median
3.7% above
$167
vs National Median
29.9% below
$-1,999
71 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $240 | 6.000% | $3 | 113 | −$4,084 | |
| 2 | $1,486 | 6.625% | $0 | 57 | −$2,838 | |
| 3 | $2,540 | 6.490% | $682 | 123 | −$1,784 | |
| 4 | $2,757 | 6.000% | $745 | 235 | −$1,567 | |
| 5 | $2,881 | 6.625% | $0 | 21 | −$1,443 | |
| 6 | $3,081 | 6.000% | $1,000 | 29 | −$1,243 | |
| 7 | $3,171 | 6.125% | $795 | 13 | −$1,153 | |
| 8 | $3,338 | 6.490% | $902 | 21 | −$986 | |
| 9 | $3,465 | 6.375% | $850 | 89 | −$859 | |
| 10 | $3,481 | 6.625% | $1,295 | 182 | −$843 | |
| 11 | $3,493 | 6.625% | $1,613 | 59 | −$831 | |
| 12 | $3,614 | 6.625% | $1,195 | 94 | −$710 | |
| 13 | $3,618 | 6.625% | $950 | 215 | −$706 | |
| 14 | $3,625 | 6.625% | $1,641 | 65 | −$699 | |
| 15 | $3,647 | 6.625% | $1,295 | 28 | −$677 | |
| 16 | $3,726 | 6.562% | $1,295 | 38 | −$598 | |
| 17 | $3,825 | 6.250% | $1,450 | 35 | −$499 | |
| 18 | $3,891 | 6.625% | $1,390 | 49 | −$433 | |
| 19 | $3,909 | 6.875% | $1,475 | 33 | −$415 | |
| 20 | $4,011 | 6.750% | $1,395 | 71 | −$313 | |
| 21 | $4,017 | 6.625% | $1,807 | 769 | −$307 | |
| 22 | $4,018 | 6.375% | $1,650 | 29 | −$306 | |
| 23 | $4,034 | 6.625% | $1,395 | 121 | −$290 | |
| 24 | $4,038 | 6.624% | $1,574 | 110 | −$286 | |
| 25 | $4,042 | 6.750% | $1,370 | 17 | −$282 |
Includes lenders with 10+ purchase originations in Macomb County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.