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Lowest closing cost mortgage lenders in Macomb County County, Michigan

In Macomb County, Michigan, homebuyers paid a median of $4,749 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 8,387 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $298, which is $4,028 less than the county median.

Homebuyers in Macomb County County who chose Bank of America, National Association paid $4,451 less in closing costs than the county median.

County Median Costs

$4,749

+7.0% vs Michigan ($4,438)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,955

Purchase Originations

8,387

vs Michigan Median

7.0% above

$311

vs National Median

29.6% below

$-1,992

Lender rankings in Macomb County County

68 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$2986.000%$200127−$4,028
2$1,4676.625%$039−$2,859
3$2,5225.750%$382284−$1,804
4$2,5436.875%$013−$1,783
5$2,8976.625%$922140−$1,429
6$2,9687.000%$1,03511−$1,358
7$3,0196.000%$1,00031−$1,307
8$3,0776.875%$1,06711−$1,249
9$3,3356.625%$1,09313−$991
10$3,3616.625%$950252−$965
11$3,3756.625%$86080−$951
12$3,3766.625%$99521−$950
13$3,4536.625%$1,19581−$873
14$3,4826.500%$982108−$844
15$3,5686.875%$1,440247−$758
16$3,5816.625%$1,19553−$745
17$3,5946.500%$1,46636−$732
18$3,6266.625%$1,29522−$700
19$3,6506.500%$1,12531−$676
20$3,6786.875%$2,11711−$648
21$3,7226.625%$1,299123−$604
22$3,7876.125%$1,20076−$539
23$3,9237.125%$1,47527−$403
24$3,9846.562%$1,20072−$342
25$3,9916.490%$1,29527−$335
26$4,0056.625%$1,35334−$321
27$4,0106.625%$1,55027−$316
28$4,0626.500%$1,31334−$264
29$4,1056.750%$1,29516−$221
30$4,1417.125%$2,06518−$185
31$4,1546.875%$1,63789−$172
32$4,1826.875%$1,40023−$144
33$4,2156.438%$1,38410−$111
34$4,2326.875%$2,03717−$94
35$4,3136.990%$2,10252−$13
36$4,3436.625%$2,244793+$17
37$4,3746.933%$2,00026+$48
38$4,4086.990%$2,240341+$82
39$4,4786.625%$2,124109+$152
40$4,4846.625%$2,34467+$158
41$4,5616.990%$2,21489+$235
42$4,5827.000%$1,97213+$256
43$4,5876.625%$2,28646+$261
44$4,6756.500%$1,390148+$349
45$4,7516.990%$2,01362+$425
46$4,7586.990%$2,70048+$432
47$4,7716.990%$2,54449+$445
48$4,8497.125%$2,298136+$523
49$4,8937.000%$2,50318+$567
50$5,0717.125%$2,63384+$745
51$5,1216.625%$3,25713+$795
52$5,1526.990%$3,46811+$826
53$5,3007.125%$1,19047+$974
54$5,3636.750%$2,74135+$1,037
55$5,7506.976%$3,2181,698+$1,424
56$5,7706.990%$3,501108+$1,444
57$5,97110.250%$1,54155+$1,645
58$6,0067.125%$3,53861+$1,680
59$6,0446.188%$3,73842+$1,718
60$6,3486.875%$3,36423+$2,022
61$6,7986.933%$4,47428+$2,472
62$9,1236.990%$1,74217+$4,797
63$9,3857.125%$6,87011+$5,059
64$10,9379.562%$8,39210+$6,611

Includes lenders with 10+ purchase originations in Macomb County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.