Purchase Originations
132
Median Total Costs
$3,902
−41.6% vs national ($6,680)
↑ $141 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.385% vs prior year
Median Origination
$600
Median Lender Credits
$654
Denial Rate
14.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 122 | 6.490% | $3,780 | $600 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 77 | 6.490% | $3,275 | #127 |
| Texas | 24 | 6.433% | $5,666 | — |
| California | 11 | 6.500% | $7,022 | — |
| Florida | 5 | 6.250% | $14,672 | — |
| Georgia | 3 | 6.125% | $4,621 | — |
| North Carolina | 3 | 6.375% | $6,814 | — |
| Arizona | 2 | 6.500% | $3,824 | — |
| Colorado | 1 | 6.750% | $3,635 | — |
| Illinois | 1 | 6.000% | $14,858 | — |
| Kentucky | 1 | 6.625% | $3,254 | — |
| Louisiana | 1 | 6.625% | $4,877 | — |
| Minnesota | 1 | 5.875% | $13,122 | — |
| Montana | 1 | 5.750% | $14,496 | — |
| Ohio | 1 | 6.490% | $9,266 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,476 | 6.558% | — | 2 | −$1,426 | |
| 2 | $2,746 | 6.375% | — | 15 | −$1,156 | |
| 3 | $2,802 | 5.933% | — | 2 | −$1,100 | |
| 4 | $3,113 | 6.625% | — | 9 | −$789 | |
| 5 | $3,338 | 6.490% | — | 21 | −$564 | |
| 6 | $3,375 | 6.183% | — | 2 | −$527 | |
| 7 | $3,492 | 6.490% | — | 2 | −$410 | |
| 8 | $3,519 | 6.125% | — | 15 | −$383 | |
| 9 | $3,824 | 6.500% | — | 2 | −$78 | |
| 10 | $4,480 | 6.500% | — | 2 | +$578 | |
| 11 | $4,589 | 5.938% | — | 2 | +$687 | |
| 12 | $4,599 | 6.433% | — | 8 | +$697 | |
| 13 | $5,133 | 7.125% | — | 2 | +$1,231 | |
| 14 | $5,787 | 6.500% | — | 1 | +$1,885 | |
| 15 | $6,557 | 5.875% | — | 3 | +$2,655 | |
| 16 | $6,579 | 6.183% | — | 2 | +$2,677 | |
| 17 | $7,463 | 6.250% | — | 2 | +$3,561 | |
| 18 | $7,693 | 6.312% | — | 2 | +$3,791 | |
| 19 | $19,014 | 7.125% | — | 1 | +$15,112 | |
| 20 | $49,462 | 5.812% | — | 2 | +$45,560 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Comerica Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $270,000 | $335,000 | −$65,000 (−19.4%) |
| Median total closing costs | $3,902 | $7,127 | −$3,225 (−45.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.