Purchase Originations
522
Ranked #609 nationally
Median Total Costs
$3,714
−44.4% vs national ($6,680)
↑ $204 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$1,195
Median Lender Credits
$550
Cost Rank (500+ vol.)
#84
among lenders with 500+ originations
Denial Rate
2.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 469 | 6.625% | $3,640 | $1,195 |
| fha | 48 | 6.625% | $7,419 | $1,195 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,745 | 6.625% | — | 53 | −$969 | |
| 2 | $2,938 | 6.500% | — | 11 | −$776 | |
| 3 | $3,211 | 6.438% | — | 2 | −$503 | |
| 4 | $3,479 | 6.990% | — | 1 | −$235 | |
| 5 | $3,528 | 6.625% | — | 8 | −$186 | |
| 6 | $3,552 | 6.438% | — | 2 | −$162 | |
| 7 | $3,571 | 6.625% | — | 5 | −$143 | |
| 8 | $3,584 | 7.000% | — | 2 | −$130 | |
| 9 | $3,693 | 6.500% | — | 5 | −$21 | |
| 10 | $3,706 | 6.812% | — | 2 | −$8 | |
| 11 | $3,714 | 6.500% | — | 109 | +$0 | |
| 12 | $3,721 | 6.875% | — | 18 | +$7 | |
| 13 | $3,780 | 6.625% | — | 190 | +$66 | |
| 14 | $3,869 | 6.990% | — | 6 | +$155 | |
| 15 | $3,906 | 6.490% | — | 1 | +$192 | |
| 16 | $4,089 | 6.562% | — | 52 | +$375 | |
| 17 | $4,138 | 6.625% | — | 9 | +$424 | |
| 18 | $4,310 | 6.500% | — | 9 | +$596 | |
| 19 | $4,842 | 6.625% | — | 14 | +$1,128 | |
| 20 | $6,946 | 6.562% | — | 2 | +$3,232 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Superior National Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $3,714 | $7,127 | −$3,413 (−47.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.