Superior National Bank closing costs and rates (2024)
In 2024, Superior National Bank originated 461 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,510. That is $3,231 below the national median of $6,741. Superior National Bank is most active in Michigan with 440 originations there.
Purchase Originations
461
Median Total Costs
$3,510
−47.9% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,195
Median Lender Credits
$544
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 414 | 6.875% | $3,439 | $1,195 |
| fha | 43 | 6.625% | $7,415 | $1,195 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 440 | 6.875% | $3,500 | #42 |
| Florida | 5 | 6.500% | $5,460 | — |
| Ohio | 5 | 6.500% | $3,376 | — |
| Illinois | 3 | 6.875% | $5,664 | — |
| Wisconsin | 2 | 6.750% | $3,045 | — |
| Connecticut | 1 | 6.875% | $4,886 | — |
| Minnesota | 1 | 6.875% | $3,536 | — |
| North Carolina | 1 | 7.375% | $3,522 | — |
| Nebraska | 1 | 6.875% | $2,502 | — |
| Tennessee | 1 | 7.000% | $3,344 | — |
| Texas | 1 | 7.125% | $5,354 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,599 | 7.875% | — | 7 | −$911 | |
| 2 | $2,739 | 7.062% | — | 50 | −$771 | |
| 3 | $2,757 | 8.312% | — | 4 | −$753 | |
| 4 | $2,808 | 6.375% | — | 16 | −$702 | |
| 5 | $2,868 | 6.250% | — | 2 | −$642 | |
| 6 | $3,406 | 6.808% | — | 2 | −$104 | |
| 7 | $3,435 | 6.933% | — | 4 | −$75 | |
| 8 | $3,471 | 6.688% | — | 2 | −$39 | |
| 9 | $3,510 | 6.625% | — | 91 | +$0 | |
| 10 | $3,565 | 6.990% | — | 3 | +$55 | |
| 11 | $3,674 | 6.500% | — | 4 | +$164 | |
| 12 | $3,712 | 6.875% | — | 177 | +$202 | |
| 13 | $3,847 | 6.625% | — | 47 | +$337 | |
| 14 | $3,926 | 6.750% | — | 9 | +$416 | |
| 15 | $3,964 | 7.312% | — | 2 | +$454 | |
| 16 | $3,988 | 6.625% | — | 3 | +$478 | |
| 17 | $3,990 | 6.688% | — | 10 | +$480 | |
| 18 | $4,504 | 6.875% | — | 2 | +$994 | |
| 19 | $4,643 | 5.875% | — | 2 | +$1,133 | |
| 20 | $5,664 | 6.875% | — | 3 | +$2,154 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.