Homebuyers in Kalamazoo County County who chose Fifth Third Bank, National Association paid $1,108 less in closing costs than the county median.
County Median Costs
$3,978
−11.9% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,397
Purchase Originations
2,343
Denial Rate
11.7%
vs Michigan avg (12.0%)
vs Michigan Median
11.9% below
$-536
vs National Median
40.5% below
$-2,702
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,870 | 6.625% | $1,295 | 37 | −$910 | |
| 2 | $3,089 | 6.625% | $975 | 31 | −$691 | |
| 3 | $3,136 | 6.438% | $950 | 32 | −$644 | |
| 4 | $3,377 | 6.625% | $1,075 | 390 | −$403 | |
| 5 | $3,388 | 6.625% | $1,150 | 20 | −$392 | |
| 6 | $3,483 | 6.375% | $1,044 | 306 | −$297 | |
| 7 | $3,510 | 6.625% | $1,296 | 26 | −$270 | |
| 8 | $3,642 | 6.750% | $1,190 | 34 | −$138 | |
| 9 | $3,644 | 6.438% | $975 | 12 | −$136 | |
| 10 | $3,710 | 6.750% | $1,395 | 26 | −$70 | |
| 11 | $3,800 | 6.625% | $1,395 | 34 | +$20 | |
| 12 | $3,848 | 6.625% | $1,353 | 15 | +$68 | |
| 13 | $3,886 | 6.625% | $860 | 21 | +$106 | |
| 14 | $3,886 | 6.500% | $1,280 | 135 | +$106 | |
| 15 | $3,941 | 6.375% | $1,419 | 55 | +$161 | |
| 16 | $3,959 | 6.625% | $1,619 | 39 | +$179 | |
| 17 | $4,018 | 6.433% | $1,588 | 20 | +$238 | |
| 18 | $4,321 | 6.750% | $2,034 | 33 | +$541 | |
| 19 | $4,408 | 6.624% | $2,146 | 90 | +$628 | |
| 20 | $4,453 | 6.875% | $2,174 | 28 | +$673 | |
| 21 | $4,619 | 6.875% | $1,499 | 14 | +$839 | |
| 22 | $4,725 | 6.625% | $2,492 | 15 | +$945 | |
| 23 | $4,804 | 6.490% | $2,655 | 25 | +$1,024 | |
| 24 | $4,887 | 6.625% | $3,087 | 78 | +$1,107 | |
| 25 | $5,168 | 6.625% | $2,915 | 71 | +$1,388 |
Includes lenders with 10+ purchase originations in Kalamazoo County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.