What are the average closing costs in Kalamazoo County County?

In Kalamazoo County County, the median total loan costs on purchase mortgages were $3,920 in 2024, based on 2,380 originations.

Which lender has the lowest closing costs in Kalamazoo County County?

Among lenders with 10+ originations in Kalamazoo County County, KELLOGG COMMUNITY CREDIT UNION had the lowest median total closing costs at $2,843 in 2024.

How do closing costs in Kalamazoo County County compare to Michigan?

Kalamazoo County County closing costs (median $3,920) are 11.7% below the Michigan state median of $4,438.

Lowest closing cost mortgage lenders in Kalamazoo County County, Michigan

In Kalamazoo County, Michigan, homebuyers paid a median of $3,920 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 2,380 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, KELLOGG COMMUNITY CREDIT UNION offered the lowest median costs at $2,843, which is $781 less than the county median.

Homebuyers in Kalamazoo County County who chose KELLOGG COMMUNITY CREDIT UNION paid $1,077 less in closing costs than the county median.

County Median Costs

$3,920

−11.7% vs Michigan ($4,438)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,475

Purchase Originations

2,380

vs Michigan Median

11.7% below

$-518

vs National Median

41.9% below

$-2,821

Lender rankings in Kalamazoo County County

29 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	KELLOGG COMMUNITY CREDIT UNION	$2,843	6.625%	$975	24	−$781
2	Honor Credit Union	$2,939	6.625%	$950	35	−$685
3	JPMorgan Chase Bank, National Association	$2,978	6.875%	$982	29	−$646
4	RUOFF MORTGAGE COMPANY, INC.	$3,205	6.625%	$1,300	21	−$419
5	The Huntington National Bank	$3,268	6.625%	$982	41	−$356
6	CONSUMERS CREDIT UNION	$3,281	6.625%	$1,075	315	−$343
7	LAKE MICHIGAN CREDIT UNION	$3,304	6.500%	$913	273	−$320
8	Flagstar Bank, National Association	$3,325	6.990%	$1,467	37	−$299
9	Mercantile Bank	$3,337	6.625%	$1,190	48	−$287
10	PNC Bank, National Association	$3,391	6.500%	$1,100	29	−$233
11	Fifth Third Bank, National Association	$3,423	6.625%	$1,295	53	−$201
12	OAK MORTGAGE, LLC	$3,517	6.875%	$950	22	−$107
13	MORTGAGE CENTER L.C.	$3,571	6.375%	$1,281	49	−$53
14	ARBOR FINANCIAL CREDIT UNION	$3,664	6.625%	$1,280	142	+$40
15	Old National Bank	$3,703	6.875%	$900	15	+$79
16	GUARANTEED RATE, INC.	$3,812	6.825%	$1,766	13	+$188
17	SUMMIT HOME MORTGAGE, LLC	$3,845	6.625%	$1,968	36	+$221
18	Independent Bank	$4,031	6.500%	$1,353	17	+$407
19	Neighborhood Loans, Inc.	$4,099	6.625%	$1,969	74	+$475
20	ROCKET MORTGAGE, LLC	$4,498	6.750%	$2,677	80	+$874
21	Horizon Bank	$4,611	6.750%	$2,096	29	+$987
22	PRIMELENDING, A PLAINSCAPITAL COMPANY	$4,717	7.125%	$2,828	19	+$1,093
23	SUCCESS MORTGAGE PARTNERS, INC.	$4,970	6.750%	$2,759	37	+$1,346
24	UNION HOME MORTGAGE CORP.	$5,014	7.125%	$2,903	32	+$1,390
25	FIRST COMMUNITY MORTGAGE, INC.	$5,225	7.000%	$2,987	12	+$1,601
26	GVC MORTGAGE, INC.	$5,308	6.625%	$3,399	36	+$1,684
27	UNITED WHOLESALE MORTGAGE, LLC	$5,483	6.950%	$3,506	79	+$1,859
28	CONTOUR MORTGAGE CORPORATION	$5,552	6.625%	$3,368	27	+$1,928

Includes lenders with 10+ purchase originations in Kalamazoo County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.