KELLOGG COMMUNITY CREDIT UNION closing costs and rates (2024)
In 2024, KELLOGG COMMUNITY CREDIT UNION originated 111 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $2,738. That is $4,003 below the national median of $6,741. KELLOGG COMMUNITY CREDIT UNION is most active in Michigan with 111 originations there.
Purchase Originations
111
Median Total Costs
$2,738
−59.4% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$975
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 111 | 6.750% | $2,738 | $975 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 111 | 6.750% | $2,738 | #106 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,555 | 7.125% | — | 1 | −$183 | |
| 2 | $2,623 | 6.750% | — | 62 | −$115 | |
| 3 | $2,640 | 6.750% | — | 3 | −$98 | |
| 4 | $2,751 | 7.125% | — | 1 | +$13 | |
| 5 | $2,843 | 6.625% | — | 24 | +$105 | |
| 6 | $2,853 | 6.938% | — | 4 | +$115 | |
| 7 | $2,864 | 6.500% | — | 1 | +$126 | |
| 8 | $2,888 | 6.875% | — | 9 | +$150 | |
| 9 | $2,903 | 6.750% | — | 1 | +$165 | |
| 10 | $3,015 | 6.125% | — | 1 | +$277 | |
| 11 | $3,117 | 6.312% | — | 2 | +$379 | |
| 12 | $3,134 | 6.125% | — | 1 | +$396 | |
| 13 | $3,221 | 5.875% | — | 1 | +$483 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.