Lowest closing cost mortgage lenders in York County County, Maine
In York County, Maine, homebuyers paid a median of $4,826 in closing costs in 2024 — near the Maine median of $4,783. The county saw 1,993 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, ATLANTIC REGIONAL FEDERAL CREDIT UNION offered the lowest median costs at $1,248, which is $3,107 less than the county median.
Homebuyers in York County County who chose ATLANTIC REGIONAL FEDERAL CREDIT UNION paid $3,578 less in closing costs than the county median.
County Median Costs
$4,826
+0.9% vs Maine ($4,783)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,695
Purchase Originations
1,993
vs Maine Median
0.9% above
$43
vs National Median
28.4% below
$-1,915
Lender rankings in York County County
36 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,248 | 8.750% | $0 | 31 | −$3,107 | |
| 2 | $2,583 | 6.375% | $0 | 15 | −$1,772 | |
| 3 | $3,160 | 6.375% | $800 | 24 | −$1,195 | |
| 4 | $3,450 | 6.438% | $1,387 | 12 | −$905 | |
| 5 | $3,456 | 6.625% | $1,025 | 112 | −$898 | |
| 6 | $3,496 | 6.062% | $761 | 10 | −$858 | |
| 7 | $3,694 | 7.125% | $1,275 | 23 | −$661 | |
| 8 | $3,934 | 6.562% | $1,350 | 10 | −$422 | |
| 9 | $4,001 | 6.875% | $1,135 | 75 | −$354 | |
| 10 | $4,047 | 6.625% | $1,578 | 14 | −$308 | |
| 11 | $4,051 | 6.990% | $1,520 | 213 | −$304 | |
| 12 | $4,064 | 6.750% | $950 | 11 | −$291 | |
| 13 | $4,076 | 6.750% | $1,598 | 18 | −$279 | |
| 14 | $4,086 | 6.875% | $1,595 | 18 | −$268 | |
| 15 | $4,094 | 7.000% | $1,375 | 39 | −$261 | |
| 16 | $4,102 | 6.625% | $1,100 | 19 | −$253 | |
| 17 | $4,166 | 6.875% | $1,249 | 11 | −$190 | |
| 18 | $4,198 | 6.990% | $1,695 | 20 | −$157 | |
| 19 | $4,277 | 6.688% | $1,395 | 26 | −$78 | |
| 20 | $4,521 | 7.250% | $895 | 11 | +$166 | |
| 21 | $4,548 | 6.875% | $2,095 | 104 | +$194 | |
| 22 | $4,586 | 6.600% | $1,763 | 14 | +$231 | |
| 23 | $4,590 | 7.058% | $2,216 | 34 | +$235 | |
| 24 | $4,616 | 6.938% | $1,810 | 18 | +$261 | |
| 25 | $4,638 | 7.000% | $1,990 | 17 | +$283 | |
| 26 | $4,764 | 6.937% | $1,695 | 36 | +$410 | |
| 27 | $5,200 | 6.938% | $3,195 | 12 | +$845 | |
| 28 | $5,395 | 6.990% | $2,339 | 179 | +$1,040 | |
| 29 | $5,489 | 6.975% | $3,516 | 11 | +$1,134 | |
| 30 | $5,520 | 6.912% | $2,624 | 34 | +$1,165 | |
| 31 | $5,632 | 6.875% | $2,539 | 10 | +$1,277 | |
| 32 | $5,912 | 6.625% | $3,024 | 33 | +$1,556 | |
| 33 | $7,733 | 6.875% | $3,440 | 36 | +$3,378 | |
| 34 | $7,858 | 6.990% | $5,680 | 23 | +$3,503 | |
| 35 | $9,984 | 6.875% | $7,778 | 13 | +$5,629 |
Includes lenders with 10+ purchase originations in York County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.