Homebuyers in York County County who chose ATLANTIC REGIONAL FEDERAL CREDIT UNION paid $3,377 less in closing costs than the county median.
County Median Costs
$4,795
+1.3% vs Maine ($4,736)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
1,971
Denial Rate
7.0%
vs Maine avg (7.9%)
vs Maine Median
1.3% above
$59
vs National Median
28.2% below
$-1,885
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,418 | 9.000% | $200 | 43 | −$3,044 | |
| 2 | $3,361 | 5.750% | $796 | 14 | −$1,101 | |
| 3 | $3,544 | 7.125% | $800 | 17 | −$918 | |
| 4 | $3,553 | 6.500% | $0 | 12 | −$909 | |
| 5 | $3,614 | 6.375% | $1,249 | 15 | −$848 | |
| 6 | $3,714 | 6.375% | $1,250 | 114 | −$748 | |
| 7 | $3,758 | 6.625% | $950 | 11 | −$704 | |
| 8 | $3,933 | 6.688% | $1,304 | 10 | −$529 | |
| 9 | $4,143 | 6.312% | $1,500 | 10 | −$319 | |
| 10 | $4,163 | 6.688% | $1,100 | 26 | −$299 | |
| 11 | $4,202 | 6.750% | $1,648 | 10 | −$260 | |
| 12 | $4,231 | 6.750% | $1,295 | 11 | −$231 | |
| 13 | $4,240 | 6.750% | $1,670 | 288 | −$222 | |
| 14 | $4,324 | 6.750% | $1,923 | 77 | −$138 | |
| 15 | $4,333 | 7.125% | $1,500 | 11 | −$129 | |
| 16 | $4,343 | 6.750% | $1,135 | 56 | −$119 | |
| 17 | $4,353 | 6.188% | $1,716 | 12 | −$109 | |
| 18 | $4,497 | 6.812% | $1,695 | 12 | +$35 | |
| 19 | $4,519 | 6.990% | $1,715 | 15 | +$57 | |
| 20 | $4,562 | 6.750% | $1,695 | 27 | +$100 | |
| 21 | $4,664 | 6.875% | $1,845 | 15 | +$202 | |
| 22 | $4,680 | 6.875% | $1,544 | 22 | +$218 | |
| 23 | $4,708 | 6.250% | $1,462 | 11 | +$246 | |
| 24 | $4,740 | 6.625% | $2,353 | 52 | +$278 | |
| 25 | $4,859 | 6.825% | $1,690 | 35 | +$397 |
Includes lenders with 10+ purchase originations in York County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.