Purchase Originations
271
Median Total Costs
$3,973
−40.5% vs national ($6,680)
↑ $121 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,500
Median Lender Credits
$34
Denial Rate
14.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 208 | 6.875% | $3,832 | $1,500 |
| fha | 43 | 6.000% | $8,524 | $1,500 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maine | 271 | 6.625% | $3,973 | #10 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,519 | 7.062% | — | 10 | −$454 | |
| 2 | $3,679 | 6.938% | — | 10 | −$294 | |
| 3 | $3,833 | 6.875% | — | 11 | −$140 | |
| 4 | $3,854 | 6.438% | — | 64 | −$119 | |
| 5 | $3,861 | 6.250% | — | 18 | −$112 | |
| 6 | $3,895 | 6.875% | — | 16 | −$78 | |
| 7 | $3,906 | 7.000% | — | 3 | −$67 | |
| 8 | $3,996 | 6.125% | — | 29 | +$23 | |
| 9 | $4,048 | 7.125% | — | 7 | +$75 | |
| 10 | $4,066 | 7.000% | — | 19 | +$93 | |
| 11 | $4,180 | 6.750% | — | 7 | +$207 | |
| 12 | $4,196 | 6.562% | — | 28 | +$223 | |
| 13 | $4,366 | 7.125% | — | 13 | +$393 | |
| 14 | $5,739 | 5.950% | — | 7 | +$1,766 | |
| 15 | $5,791 | 5.875% | — | 12 | +$1,818 | |
| 16 | $6,456 | 6.500% | — | 17 | +$2,483 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Cuso Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $3,973 | $7,127 | −$3,154 (−44.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.