Lowest closing cost mortgage lenders in Worcester County County, Massachusetts
In Worcester County, Massachusetts, homebuyers paid a median of $5,519 in closing costs in 2024 — near the Massachusetts median of $5,459. The county saw 6,642 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $550, which is $4,399 less than the county median.
Homebuyers in Worcester County County who chose PULTE MORTGAGE LLC paid $4,969 less in closing costs than the county median.
County Median Costs
$5,519
+1.1% vs Massachusetts ($5,459)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,690
Purchase Originations
6,642
vs Massachusetts Median
1.1% above
$60
vs National Median
18.1% below
$-1,222
Lender rankings in Worcester County County
97 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $550 | 6.625% | $0 | 51 | −$4,399 | |
| 2 | $2,930 | 6.240% | $199 | 39 | −$2,020 | |
| 3 | $3,034 | 6.875% | $475 | 18 | −$1,915 | |
| 4 | $3,257 | 6.125% | $500 | 91 | −$1,692 | |
| 5 | $3,263 | 6.688% | $745 | 20 | −$1,686 | |
| 6 | $3,295 | 6.500% | $695 | 102 | −$1,654 | |
| 7 | $3,373 | 6.625% | $0 | 24 | −$1,576 | |
| 8 | $3,527 | 6.875% | $1,090 | 13 | −$1,422 | |
| 9 | $3,528 | 6.125% | $899 | 39 | −$1,421 | |
| 10 | $3,563 | 6.500% | $725 | 31 | −$1,386 | |
| 11 | $3,645 | 6.625% | $699 | 58 | −$1,304 | |
| 12 | $3,668 | 5.990% | $650 | 15 | −$1,281 | |
| 13 | $3,728 | 6.625% | $250 | 20 | −$1,221 | |
| 14 | $3,761 | 6.625% | $700 | 23 | −$1,188 | |
| 15 | $3,780 | 6.500% | $550 | 13 | −$1,170 | |
| 16 | $3,792 | 6.625% | $800 | 60 | −$1,157 | |
| 17 | $3,984 | 6.120% | $500 | 10 | −$965 | |
| 18 | $3,990 | 6.624% | $1,195 | 31 | −$959 | |
| 19 | $4,031 | 6.625% | $995 | 25 | −$918 | |
| 20 | $4,088 | 6.375% | $838 | 21 | −$862 | |
| 21 | $4,098 | 6.625% | $995 | 17 | −$852 | |
| 22 | $4,188 | 6.500% | $1,300 | 35 | −$762 | |
| 23 | $4,298 | 6.875% | $1,099 | 39 | −$651 | |
| 24 | $4,307 | 6.375% | $1,582 | 62 | −$642 | |
| 25 | $4,343 | 6.438% | $1,490 | 54 | −$606 | |
| 26 | $4,404 | 6.625% | $995 | 61 | −$545 | |
| 27 | $4,439 | 6.438% | $1,345 | 12 | −$510 | |
| 28 | $4,444 | 6.250% | $699 | 55 | −$506 | |
| 29 | $4,449 | 6.875% | $1,290 | 30 | −$500 | |
| 30 | $4,455 | 6.625% | $1,164 | 67 | −$494 | |
| 31 | $4,533 | 6.625% | $1,399 | 269 | −$416 | |
| 32 | $4,537 | 6.990% | $1,372 | 37 | −$412 | |
| 33 | $4,543 | 6.875% | $1,499 | 34 | −$406 | |
| 34 | $4,567 | 6.625% | $1,450 | 31 | −$382 | |
| 35 | $4,583 | 6.625% | $1,893 | 12 | −$366 | |
| 36 | $4,588 | 6.375% | $1,464 | 51 | −$361 | |
| 37 | $4,613 | 6.250% | $925 | 10 | −$336 | |
| 38 | $4,670 | 6.500% | $1,323 | 10 | −$279 | |
| 39 | $4,692 | 6.875% | $1,445 | 30 | −$257 | |
| 40 | $4,703 | 6.375% | $1,362 | 15 | −$246 | |
| 41 | $4,745 | 6.875% | $1,305 | 57 | −$204 | |
| 42 | $4,784 | 6.750% | $950 | 37 | −$164 | |
| 43 | $4,810 | 6.250% | $1,060 | 36 | −$138 | |
| 44 | $4,865 | 6.624% | $2,592 | 10 | −$84 | |
| 45 | $4,872 | 6.375% | $995 | 12 | −$76 | |
| 46 | $4,912 | 6.990% | $1,495 | 15 | −$37 | |
| 47 | $4,917 | 6.875% | $1,726 | 234 | −$32 | |
| 48 | $4,917 | 6.750% | $1,395 | 46 | −$32 | |
| 49 | $4,919 | 6.625% | $1,931 | 31 | −$30 | |
| 50 | $4,932 | 6.625% | $2,034 | 51 | −$17 | |
| 51 | $4,946 | 6.625% | $1,855 | 13 | −$3 | |
| 52 | $5,045 | 6.990% | $1,495 | 21 | +$96 | |
| 53 | $5,052 | 6.625% | $1,595 | 121 | +$103 | |
| 54 | $5,059 | 7.209% | $1,148 | 10 | +$110 | |
| 55 | $5,077 | 6.875% | $1,964 | 159 | +$128 | |
| 56 | $5,085 | 6.850% | $1,640 | 280 | +$136 | |
| 57 | $5,206 | 6.625% | $1,640 | 10 | +$257 | |
| 58 | $5,238 | 6.933% | $1,692 | 110 | +$289 | |
| 59 | $5,248 | 7.000% | $2,454 | 15 | +$299 | |
| 60 | $5,267 | 6.500% | $1,914 | 38 | +$318 | |
| 61 | $5,382 | 6.875% | $1,733 | 54 | +$433 | |
| 62 | $5,404 | 6.990% | $1,816 | 76 | +$455 | |
| 63 | $5,414 | 6.990% | $1,599 | 17 | +$465 | |
| 64 | $5,487 | 7.000% | $1,945 | 21 | +$538 | |
| 65 | $5,522 | 6.875% | $3,024 | 62 | +$573 | |
| 66 | $5,568 | 6.625% | $2,744 | 155 | +$620 | |
| 67 | $5,642 | 6.875% | $2,670 | 28 | +$693 | |
| 68 | $5,675 | 6.875% | $1,366 | 10 | +$726 | |
| 69 | $5,782 | 6.950% | $2,002 | 182 | +$832 | |
| 70 | $5,806 | 6.625% | $3,643 | 190 | +$857 | |
| 71 | $5,875 | 7.125% | $1,880 | 13 | +$926 | |
| 72 | $5,888 | 6.990% | $2,055 | 42 | +$940 | |
| 73 | $5,957 | 7.000% | $3,352 | 19 | +$1,008 | |
| 74 | $6,125 | 6.750% | $3,484 | 14 | +$1,176 | |
| 75 | $6,133 | 6.625% | $3,292 | 17 | +$1,184 | |
| 76 | $6,167 | 6.990% | $2,740 | 13 | +$1,218 | |
| 77 | $6,229 | 6.625% | $3,578 | 46 | +$1,280 | |
| 78 | $6,270 | 6.933% | $3,409 | 14 | +$1,321 | |
| 79 | $6,540 | 6.624% | $2,977 | 26 | +$1,591 | |
| 80 | $6,723 | 6.625% | $3,775 | 12 | +$1,774 | |
| 81 | $6,745 | 6.999% | $3,743 | 311 | +$1,796 | |
| 82 | $6,801 | 7.125% | $4,030 | 14 | +$1,852 | |
| 83 | $6,872 | 6.500% | $1,874 | 47 | +$1,923 | |
| 84 | $7,022 | 6.625% | $4,048 | 32 | +$2,073 | |
| 85 | $7,068 | 6.990% | $3,804 | 23 | +$2,119 | |
| 86 | $7,080 | 6.990% | $3,182 | 17 | +$2,131 | |
| 87 | $7,273 | 6.125% | $4,020 | 19 | +$2,324 | |
| 88 | $7,325 | 6.750% | $4,766 | 31 | +$2,376 | |
| 89 | $7,880 | 6.938% | $5,174 | 18 | +$2,931 | |
| 90 | $8,142 | 6.875% | $5,055 | 257 | +$3,193 | |
| 91 | $9,824 | 6.562% | $6,524 | 12 | +$4,875 | |
| 92 | $10,865 | 7.375% | $8,078 | 11 | +$5,916 | |
| 93 | $13,142 | 6.625% | $8,888 | 21 | +$8,193 | |
| 94 | $14,226 | 8.999% | $10,632 | 21 | +$9,278 | |
| 95 | $14,320 | 9.245% | $10,843 | 38 | +$9,371 |
Includes lenders with 10+ purchase originations in Worcester County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.