Lowest closing cost mortgage lenders in Hampden County County, Massachusetts
In Hampden County, Massachusetts, homebuyers paid a median of $6,465 in closing costs in 2024 — above the Massachusetts median of $5,459. The county saw 3,403 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,228, which is $1,814 less than the county median.
Homebuyers in Hampden County County who chose NAVY FEDERAL CREDIT UNION paid $3,237 less in closing costs than the county median.
County Median Costs
$6,465
+18.4% vs Massachusetts ($5,459)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,135
Purchase Originations
3,403
vs Massachusetts Median
18.4% above
$1,006
vs National Median
4.1% below
$-276
Lender rankings in Hampden County County
49 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,228 | 6.375% | $0 | 13 | −$1,814 | |
| 2 | $3,255 | 6.625% | $999 | 22 | −$1,787 | |
| 3 | $3,271 | 6.375% | $575 | 23 | −$1,771 | |
| 4 | $3,272 | 6.500% | $900 | 10 | −$1,770 | |
| 5 | $3,460 | 6.375% | $699 | 53 | −$1,582 | |
| 6 | $3,462 | 6.500% | $1,419 | 21 | −$1,580 | |
| 7 | $3,577 | 5.750% | $795 | 11 | −$1,465 | |
| 8 | $3,668 | 6.688% | $950 | 14 | −$1,374 | |
| 9 | $3,704 | 6.062% | $700 | 12 | −$1,338 | |
| 10 | $3,720 | 5.750% | $695 | 66 | −$1,322 | |
| 11 | $4,057 | 6.188% | $965 | 80 | −$985 | |
| 12 | $4,138 | 5.750% | $550 | 20 | −$904 | |
| 13 | $4,148 | 6.375% | $925 | 86 | −$894 | |
| 14 | $4,229 | 7.375% | $900 | 10 | −$813 | |
| 15 | $4,266 | 6.250% | $1,225 | 218 | −$776 | |
| 16 | $4,300 | 6.750% | $1,200 | 35 | −$742 | |
| 17 | $4,565 | 6.438% | $1,425 | 20 | −$477 | |
| 18 | $4,616 | 6.625% | $1,458 | 31 | −$426 | |
| 19 | $4,707 | 6.250% | $699 | 39 | −$335 | |
| 20 | $4,731 | 6.625% | $1,674 | 31 | −$311 | |
| 21 | $4,731 | 6.625% | $1,399 | 13 | −$311 | |
| 22 | $4,738 | 6.625% | $1,674 | 40 | −$304 | |
| 23 | $4,852 | 6.875% | $2,238 | 12 | −$190 | |
| 24 | $4,945 | 6.625% | $1,099 | 29 | −$97 | |
| 25 | $5,044 | 6.562% | $2,060 | 16 | +$2 | |
| 26 | $5,073 | 6.875% | $1,889 | 53 | +$31 | |
| 27 | $5,115 | 6.688% | $1,801 | 38 | +$73 | |
| 28 | $5,208 | 6.688% | $1,245 | 10 | +$166 | |
| 29 | $5,461 | 6.750% | $2,093 | 12 | +$419 | |
| 30 | $5,534 | 7.000% | $2,227 | 36 | +$492 | |
| 31 | $5,720 | 6.875% | $2,484 | 80 | +$678 | |
| 32 | $5,737 | 6.375% | $1,719 | 31 | +$695 | |
| 33 | $5,790 | 6.625% | $2,609 | 55 | +$748 | |
| 34 | $5,980 | 6.625% | $3,061 | 20 | +$938 | |
| 35 | $6,077 | 6.750% | $3,130 | 208 | +$1,035 | |
| 36 | $6,392 | 7.000% | $3,233 | 23 | +$1,350 | |
| 37 | $6,494 | 6.625% | $3,357 | 76 | +$1,452 | |
| 38 | $7,142 | 6.962% | $4,122 | 108 | +$2,100 | |
| 39 | $7,167 | 6.750% | $4,160 | 59 | +$2,125 | |
| 40 | $7,186 | 6.625% | $4,400 | 61 | +$2,144 | |
| 41 | $7,355 | 6.625% | $4,187 | 64 | +$2,313 | |
| 42 | $7,410 | 6.625% | $4,434 | 45 | +$2,368 | |
| 43 | $7,761 | 6.750% | $4,563 | 16 | +$2,719 | |
| 44 | $8,371 | 6.875% | $5,472 | 22 | +$3,329 | |
| 45 | $8,945 | 6.495% | $5,880 | 12 | +$3,903 | |
| 46 | $10,527 | 6.875% | $7,237 | 11 | +$5,485 |
Includes lenders with 10+ purchase originations in Hampden County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.