Homebuyers in Hampden County County who chose TD Bank, National Association paid $3,205 less in closing costs than the county median.
County Median Costs
$6,431
+16.0% vs Massachusetts ($5,543)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,803
Purchase Originations
3,316
Denial Rate
6.3%
vs Massachusetts avg (4.9%)
vs Massachusetts Median
16.0% above
$888
vs National Median
3.7% below
$-249
45 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,226 | 6.375% | $950 | 13 | −$1,812 | |
| 2 | $3,355 | 6.125% | $575 | 63 | −$1,683 | |
| 3 | $3,568 | 6.000% | $899 | 48 | −$1,470 | |
| 4 | $3,697 | 6.125% | $700 | 18 | −$1,341 | |
| 5 | $3,951 | 5.500% | $695 | 73 | −$1,087 | |
| 6 | $4,317 | 6.438% | $1,358 | 10 | −$721 | |
| 7 | $4,324 | 5.312% | $700 | 18 | −$714 | |
| 8 | $4,420 | 6.250% | $925 | 93 | −$618 | |
| 9 | $4,422 | 5.625% | $965 | 94 | −$616 | |
| 10 | $4,452 | 6.750% | $1,395 | 18 | −$586 | |
| 11 | $4,477 | 6.625% | $1,200 | 25 | −$561 | |
| 12 | $4,500 | 6.375% | $1,325 | 238 | −$538 | |
| 13 | $4,504 | 6.250% | $699 | 40 | −$534 | |
| 14 | $4,578 | 6.490% | $1,307 | 36 | −$460 | |
| 15 | $4,684 | 6.750% | $1,674 | 36 | −$354 | |
| 16 | $4,746 | 6.062% | $1,500 | 20 | −$292 | |
| 17 | $4,853 | 6.250% | $1,366 | 18 | −$185 | |
| 18 | $4,857 | 6.625% | $1,499 | 13 | −$181 | |
| 19 | $5,054 | 6.625% | $1,783 | 43 | +$16 | |
| 20 | $5,106 | 6.750% | $1,550 | 15 | +$68 | |
| 21 | $5,122 | 6.750% | $1,545 | 12 | +$84 | |
| 22 | $5,341 | 6.312% | $1,756 | 24 | +$303 | |
| 23 | $5,363 | 6.812% | $1,811 | 16 | +$325 | |
| 24 | $5,550 | 6.787% | $1,804 | 26 | +$512 | |
| 25 | $5,707 | 6.562% | $2,535 | 12 | +$669 |
Includes lenders with 10+ purchase originations in Hampden County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.