POLISH NATIONAL CREDIT UNION closing costs and rates (2024)
In 2024, POLISH NATIONAL CREDIT UNION originated 117 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $4,154. That is $2,587 below the national median of $6,741. POLISH NATIONAL CREDIT UNION is most active in Massachusetts with 107 originations there.
Purchase Originations
117
Median Total Costs
$4,154
−38.4% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$935
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 117 | 6.125% | $4,154 | $935 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 107 | 6.125% | $4,108 | #90 |
| Connecticut | 9 | 6.375% | $4,624 | — |
| New Hampshire | 1 | 5.250% | $3,360 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,360 | 5.250% | — | 1 | −$794 | |
| 2 | $4,012 | 6.125% | — | 1 | −$142 | |
| 3 | $4,057 | 6.188% | — | 80 | −$97 | |
| 4 | $4,221 | 6.125% | — | 22 | +$67 | |
| 5 | $4,500 | 6.500% | — | 3 | +$346 | |
| 6 | $4,566 | 6.312% | — | 8 | +$412 | |
| 7 | $4,928 | 5.375% | — | 1 | +$774 | |
| 8 | $4,929 | 6.375% | — | 1 | +$775 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.