Lowest closing cost mortgage lenders in Barnstable County County, Massachusetts
In Barnstable County, Massachusetts, homebuyers paid a median of $5,162 in closing costs in 2024 — below the Massachusetts median of $5,459. The county saw 1,421 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $3,965, which is $923 less than the county median.
Homebuyers in Barnstable County County who chose Bank of America, National Association paid $1,197 less in closing costs than the county median.
County Median Costs
$5,162
−5.4% vs Massachusetts ($5,459)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,450
Purchase Originations
1,421
vs Massachusetts Median
5.4% below
$-297
vs National Median
23.4% below
$-1,579
Lender rankings in Barnstable County County
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,965 | 5.750% | $1,000 | 11 | −$923 | |
| 2 | $4,056 | 6.625% | $899 | 333 | −$832 | |
| 3 | $4,095 | 6.562% | $995 | 12 | −$793 | |
| 4 | $4,439 | 6.625% | $1,674 | 17 | −$449 | |
| 5 | $4,550 | 6.375% | $1,450 | 24 | −$338 | |
| 6 | $4,749 | 6.500% | $1,399 | 94 | −$139 | |
| 7 | $4,879 | 6.812% | $950 | 18 | −$9 | |
| 8 | $4,986 | 6.875% | $1,747 | 25 | +$98 | |
| 9 | $5,010 | 6.250% | $1,582 | 15 | +$122 | |
| 10 | $5,040 | 6.625% | $1,890 | 19 | +$152 | |
| 11 | $5,197 | 6.600% | $1,640 | 33 | +$309 | |
| 12 | $5,241 | 6.812% | $1,772 | 28 | +$353 | |
| 13 | $5,423 | 6.933% | $2,225 | 34 | +$535 | |
| 14 | $5,602 | 6.990% | $2,120 | 10 | +$714 | |
| 15 | $6,225 | 6.937% | $2,320 | 28 | +$1,337 | |
| 16 | $6,336 | 6.990% | $1,904 | 61 | +$1,448 | |
| 17 | $6,415 | 6.625% | $3,885 | 41 | +$1,527 | |
| 18 | $6,680 | 6.625% | $1,257 | 14 | +$1,792 | |
| 19 | $10,055 | 6.625% | $7,195 | 33 | +$5,167 | |
| 20 | $15,866 | 8.875% | $12,395 | 10 | +$10,978 |
Includes lenders with 10+ purchase originations in Barnstable County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.