Homebuyers in Barnstable County County who chose The Cape Cod Five Cents Savings Bank paid $1,100 less in closing costs than the county median.
County Median Costs
$5,217
−5.9% vs Massachusetts ($5,543)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,499
Purchase Originations
1,368
Denial Rate
6.7%
vs Massachusetts avg (4.9%)
vs Massachusetts Median
5.9% below
$-326
vs National Median
21.9% below
$-1,463
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,117 | 6.500% | $899 | 309 | −$870 | |
| 2 | $4,439 | 6.250% | $1,450 | 19 | −$548 | |
| 3 | $4,487 | 6.490% | $1,509 | 10 | −$500 | |
| 4 | $4,529 | 6.058% | $1,295 | 10 | −$458 | |
| 5 | $4,713 | 6.688% | $1,240 | 16 | −$274 | |
| 6 | $4,736 | 6.250% | $950 | 15 | −$251 | |
| 7 | $4,967 | 6.000% | $1,250 | 13 | −$20 | |
| 8 | $5,009 | 6.250% | $1,499 | 101 | +$22 | |
| 9 | $5,040 | 6.812% | $1,758 | 10 | +$53 | |
| 10 | $5,100 | 6.750% | $1,674 | 19 | +$113 | |
| 11 | $5,125 | 6.750% | $1,920 | 44 | +$138 | |
| 12 | $5,212 | 6.562% | $1,745 | 17 | +$224 | |
| 13 | $5,531 | 6.812% | $1,910 | 24 | +$544 | |
| 14 | $5,547 | 6.500% | $1,640 | 23 | +$560 | |
| 15 | $5,704 | 6.250% | $1,904 | 10 | +$717 | |
| 16 | $5,715 | 6.750% | $1,590 | 72 | +$728 | |
| 17 | $5,945 | 6.875% | $2,440 | 44 | +$958 | |
| 18 | $6,266 | 5.500% | $815 | 13 | +$1,279 | |
| 19 | $6,972 | 6.500% | $2,569 | 27 | +$1,985 | |
| 20 | $7,175 | 6.500% | $4,862 | 48 | +$2,188 | |
| 21 | $16,888 | 8.750% | $13,670 | 10 | +$11,901 |
Includes lenders with 10+ purchase originations in Barnstable County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.