US MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, US MORTGAGE CORPORATION originated 1,322 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $9,016. That ranks #300 nationally by origination volume. For total closing costs among lenders with 500+ originations, US MORTGAGE CORPORATION ranks #506. That is $2,275 above the national median of $6,741. US MORTGAGE CORPORATION is most active in Georgia with 419 originations there.
Purchase Originations
1,322
Ranked #300 nationally
Median Total Costs
$9,016
+33.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,775
Median Lender Credits
$164
Cost Rank (500+ vol.)
#506
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 711 | 6.875% | $7,004 | $3,764 |
| fha | 523 | 6.750% | $12,028 | $4,029 |
| va | 70 | 6.750% | $7,413 | $2,556 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 419 | 6.990% | $9,712 | #63 |
| New York | 224 | 6.750% | $9,580 | #78 |
| Oklahoma | 206 | 6.750% | $8,137 | #42 |
| New Jersey | 100 | 6.750% | $8,507 | #107 |
| Kansas | 73 | 6.750% | $6,263 | #83 |
| Colorado | 56 | 6.875% | $8,977 | #135 |
| Florida | 47 | 6.875% | $10,230 | — |
| Texas | 31 | 6.625% | $8,115 | — |
| California | 27 | 6.625% | $13,692 | — |
| Louisiana | 24 | 6.688% | $11,024 | — |
| Ohio | 21 | 7.125% | $6,920 | — |
| Pennsylvania | 15 | 6.490% | $11,169 | — |
| Arizona | 14 | 6.625% | $10,477 | — |
| Illinois | 13 | 6.625% | $7,400 | — |
| Missouri | 11 | 6.750% | $8,056 | — |
| Michigan | 8 | 6.625% | $6,800 | — |
| North Carolina | 8 | 6.990% | $10,288 | — |
| Connecticut | 7 | 6.625% | $9,297 | — |
| Massachusetts | 4 | 7.058% | $7,003 | — |
| Virginia | 4 | 6.745% | $9,013 | — |
| South Carolina | 3 | 7.125% | $9,703 | — |
| Arkansas | 2 | 6.625% | $7,079 | — |
| Alabama | 1 | 7.125% | $13,317 | — |
| Iowa | 1 | 7.125% | $3,756 | — |
| Indiana | 1 | 6.624% | $4,397 | — |
| Nebraska | 1 | 8.250% | $12,420 | — |
| Tennessee | 1 | 6.625% | $10,989 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,610 | 6.750% | — | 53 | −$2,406 | |
| 2 | $7,095 | 6.750% | — | 23 | −$1,921 | |
| 3 | $7,220 | 6.933% | — | 38 | −$1,796 | |
| 4 | $7,333 | 6.875% | — | 25 | −$1,683 | |
| 5 | $8,046 | 6.750% | — | 38 | −$970 | |
| 6 | $8,215 | 6.562% | — | 22 | −$801 | |
| 7 | $8,380 | 6.990% | — | 45 | −$636 | |
| 8 | $8,733 | 6.812% | — | 20 | −$283 | |
| 9 | $8,902 | 6.625% | — | 20 | −$114 | |
| 10 | $8,990 | 6.625% | — | 52 | −$26 | |
| 11 | $9,130 | 6.625% | — | 16 | +$114 | |
| 12 | $9,133 | 6.875% | — | 40 | +$117 | |
| 13 | $9,352 | 7.125% | — | 15 | +$336 | |
| 14 | $9,887 | 6.625% | — | 49 | +$871 | |
| 15 | $9,987 | 7.125% | — | 27 | +$971 | |
| 16 | $10,479 | 6.990% | — | 16 | +$1,463 | |
| 17 | $11,078 | 6.990% | — | 91 | +$2,062 | |
| 18 | $12,160 | 6.625% | — | 28 | +$3,144 | |
| 19 | $12,579 | 6.625% | — | 33 | +$3,563 | |
| 20 | $13,382 | 6.875% | — | 19 | +$4,366 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.