SERVBANK, NATIONAL ASSOCIATION closing costs and rates (2024)
In 2024, SERVBANK, NATIONAL ASSOCIATION originated 117 purchase mortgages at a median interest rate of 3.25% and median total closing costs of $2,243. That is $4,498 below the national median of $6,741. SERVBANK, NATIONAL ASSOCIATION is most active in Illinois with 30 originations there.
Purchase Originations
117
Median Total Costs
$2,243
−66.7% vs national ($6,741)
Median Rate
3.250%
−50.9% vs national (6.620%)
Median Origination
$386
Median Lender Credits
$111
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| va | 65 | 2.750% | $1,872 | $250 |
| conventional | 28 | 6.933% | $6,058 | $1,444 |
| fha | 24 | 4.062% | $1,090 | $900 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 30 | 6.933% | $6,187 | — |
| New York | 8 | 3.312% | $1,100 | — |
| Texas | 8 | 2.812% | $1,786 | — |
| California | 6 | 2.938% | $2,626 | — |
| Indiana | 6 | 6.808% | $5,218 | — |
| Virginia | 5 | 2.375% | $1,325 | — |
| Florida | 4 | 3.375% | $1,627 | — |
| Kansas | 4 | 3.000% | $2,284 | — |
| Oregon | 4 | 2.688% | $1,486 | — |
| Idaho | 3 | 2.875% | $3,709 | — |
| Missouri | 3 | 4.250% | $1,080 | — |
| Nevada | 3 | 2.750% | $2,570 | — |
| South Carolina | 3 | 2.375% | $2,047 | — |
| Washington | 3 | 3.000% | $4,200 | — |
| Alaska | 2 | 2.750% | $966 | — |
| Alabama | 2 | 2.625% | $986 | — |
| Arizona | 2 | 3.188% | $1,524 | — |
| Georgia | 2 | 5.120% | $2,719 | — |
| Maryland | 2 | 2.375% | $1,775 | — |
| Minnesota | 2 | 2.500% | $460 | — |
| North Carolina | 2 | 2.625% | $2,094 | — |
| Nebraska | 2 | 3.312% | $1,352 | — |
| Wisconsin | 2 | 4.500% | $6,813 | — |
| Colorado | 1 | 2.500% | $539 | — |
| Connecticut | 1 | 3.500% | $367 | — |
| Hawaii | 1 | 4.250% | $173 | — |
| Iowa | 1 | 2.875% | $403 | — |
| Michigan | 1 | 6.490% | $3,324 | — |
| New Mexico | 1 | 3.875% | $915 | — |
| Ohio | 1 | 2.625% | $2,133 | — |
| Pennsylvania | 1 | 3.125% | $1,141 | — |
| Utah | 1 | 2.250% | $367 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $403 | 2.750% | — | 1 | −$1,840 | |
| 2 | $539 | 2.500% | — | 1 | −$1,704 | |
| 3 | $1,066 | 4.875% | — | 2 | −$1,177 | |
| 4 | $1,090 | 2.688% | — | 2 | −$1,153 | |
| 5 | $1,450 | 3.188% | — | 2 | −$793 | |
| 6 | $1,479 | 3.625% | — | 2 | −$764 | |
| 7 | $1,569 | 2.499% | — | 1 | −$674 | |
| 8 | $1,624 | 2.750% | — | 1 | −$619 | |
| 9 | $2,125 | 2.625% | — | 2 | −$118 | |
| 10 | $2,307 | 3.312% | — | 2 | +$64 | |
| 11 | $3,522 | 3.438% | — | 2 | +$1,279 | |
| 12 | $4,068 | 6.875% | — | 3 | +$1,825 | |
| 13 | $5,768 | 6.625% | — | 3 | +$3,525 | |
| 14 | $6,132 | 6.990% | — | 5 | +$3,889 | |
| 15 | $6,226 | 6.995% | — | 2 | +$3,983 | |
| 16 | $6,380 | 6.995% | — | 6 | +$4,137 | |
| 17 | $6,630 | 6.750% | — | 5 | +$4,387 | |
| 18 | $7,189 | 2.500% | — | 1 | +$4,946 | |
| 19 | $8,400 | 7.250% | — | 3 | +$6,157 | |
| 20 | $10,477 | 2.875% | — | 1 | +$8,234 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.