PACIFIC LENDING LLC closing costs and rates (2024)
In 2024, PACIFIC LENDING LLC originated 242 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $14,264. That is $7,523 above the national median of $6,741. PACIFIC LENDING LLC is most active in California with 176 originations there.
Purchase Originations
242
Median Total Costs
$14,264
+111.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$7,012
Median Lender Credits
$168
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 113 | 6.500% | $16,849 | $6,977 |
| conventional | 97 | 6.875% | $10,981 | $7,184 |
| va | 32 | 6.250% | $14,425 | $7,891 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 176 | 6.625% | $14,717 | #155 |
| Tennessee | 14 | 6.312% | $13,612 | — |
| Hawaii | 12 | 6.500% | $16,277 | — |
| Texas | 11 | 6.625% | $10,975 | — |
| Arizona | 8 | 7.058% | $10,674 | — |
| Florida | 8 | 6.750% | $11,599 | — |
| Nevada | 6 | 6.688% | $12,574 | — |
| Colorado | 2 | 6.808% | $8,991 | — |
| North Carolina | 2 | 6.250% | $8,972 | — |
| Washington | 2 | 6.875% | $19,287 | — |
| Illinois | 1 | 6.125% | $10,900 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,887 | 7.125% | — | 5 | −$7,377 | |
| 2 | $7,046 | 6.750% | — | 5 | −$7,218 | |
| 3 | $9,307 | 6.499% | — | 2 | −$4,957 | |
| 4 | $9,953 | 6.625% | — | 3 | −$4,311 | |
| 5 | $11,181 | 6.625% | — | 9 | −$3,083 | |
| 6 | $12,435 | 6.750% | — | 21 | −$1,829 | |
| 7 | $12,984 | 6.750% | — | 3 | −$1,280 | |
| 8 | $13,521 | 6.625% | — | 3 | −$743 | |
| 9 | $14,175 | 6.500% | — | 7 | −$89 | |
| 10 | $14,482 | 6.750% | — | 5 | +$218 | |
| 11 | $14,590 | 6.500% | — | 63 | +$326 | |
| 12 | $14,783 | 6.245% | — | 4 | +$519 | |
| 13 | $14,852 | 6.188% | — | 2 | +$588 | |
| 14 | $14,983 | 6.624% | — | 7 | +$719 | |
| 15 | $15,731 | 6.375% | — | 8 | +$1,467 | |
| 16 | $16,867 | 6.688% | — | 12 | +$2,603 | |
| 17 | $17,570 | 6.500% | — | 5 | +$3,306 | |
| 18 | $17,795 | 6.250% | — | 7 | +$3,531 | |
| 19 | $18,935 | 6.625% | — | 31 | +$4,671 | |
| 20 | $20,928 | 5.808% | — | 2 | +$6,664 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.