LEGEND LENDING CORPORATION closing costs and rates (2024)
In 2024, LEGEND LENDING CORPORATION originated 668 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,765. That ranks #525 nationally by origination volume. For total closing costs among lenders with 500+ originations, LEGEND LENDING CORPORATION ranks #577. That is $4,024 above the national median of $6,741. LEGEND LENDING CORPORATION is most active in Texas with 497 originations there.
Purchase Originations
668
Ranked #525 nationally
Median Total Costs
$10,765
+59.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,698
Median Lender Credits
$599
Cost Rank (500+ vol.)
#577
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 419 | 6.625% | $9,035 | $1,698 |
| fha | 192 | 6.625% | $14,865 | $1,800 |
| va | 56 | 6.625% | $12,637 | $1,498 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 497 | 6.625% | $10,580 | #118 |
| Florida | 64 | 6.938% | $10,858 | #291 |
| North Carolina | 49 | 7.000% | $13,438 | — |
| South Carolina | 21 | 6.625% | $16,245 | — |
| Virginia | 9 | 6.625% | $11,925 | — |
| Georgia | 5 | 7.625% | $8,543 | — |
| Oklahoma | 5 | 7.125% | $10,051 | — |
| Maryland | 4 | 6.375% | $20,277 | — |
| Louisiana | 3 | 6.625% | $12,089 | — |
| Tennessee | 3 | 6.500% | $8,827 | — |
| Alabama | 1 | 7.125% | $10,081 | — |
| California | 1 | 6.625% | $12,335 | — |
| Idaho | 1 | 7.250% | $15,843 | — |
| Illinois | 1 | 7.125% | $11,590 | — |
| Michigan | 1 | 9.990% | $5,184 | — |
| North Dakota | 1 | 6.625% | $11,682 | — |
| New Jersey | 1 | 6.625% | $8,793 | — |
| Pennsylvania | 1 | 6.625% | $19,925 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,218 | 6.500% | — | 5 | −$3,547 | |
| 2 | $8,735 | 6.875% | — | 39 | −$2,030 | |
| 3 | $8,810 | 7.125% | — | 5 | −$1,955 | |
| 4 | $9,454 | 6.625% | — | 18 | −$1,311 | |
| 5 | $9,913 | 6.625% | — | 216 | −$852 | |
| 6 | $10,063 | 6.625% | — | 59 | −$702 | |
| 7 | $11,112 | 6.625% | — | 38 | +$347 | |
| 8 | $11,308 | 7.000% | — | 25 | +$543 | |
| 9 | $11,452 | 6.875% | — | 7 | +$687 | |
| 10 | $11,526 | 6.625% | — | 5 | +$761 | |
| 11 | $11,854 | 6.625% | — | 24 | +$1,089 | |
| 12 | $11,920 | 6.625% | — | 47 | +$1,155 | |
| 13 | $12,091 | 6.562% | — | 12 | +$1,326 | |
| 14 | $13,439 | 7.000% | — | 18 | +$2,674 | |
| 15 | $14,188 | 6.812% | — | 6 | +$3,423 | |
| 16 | $14,292 | 6.625% | — | 8 | +$3,527 | |
| 17 | $14,742 | 6.750% | — | 8 | +$3,977 | |
| 18 | $15,146 | 6.812% | — | 6 | +$4,381 | |
| 19 | $17,179 | 6.562% | — | 6 | +$6,414 | |
| 20 | $19,050 | 6.625% | — | 5 | +$8,285 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.