INTERSTATE HOME LOAN CENTER, INC. closing costs and rates (2024)
In 2024, INTERSTATE HOME LOAN CENTER, INC. originated 198 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $14,986. That is $8,245 above the national median of $6,741. INTERSTATE HOME LOAN CENTER, INC. is most active in New York with 151 originations there.
Purchase Originations
198
Median Total Costs
$14,986
+122.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$8,545
Median Lender Credits
$125
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 144 | 6.875% | $12,806 | $7,806 |
| fha | 52 | 6.625% | $24,560 | $10,329 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 151 | 6.625% | $15,966 | #99 |
| Connecticut | 12 | 6.562% | $10,883 | — |
| Florida | 7 | 7.125% | $16,400 | — |
| New Jersey | 7 | 7.250% | $12,996 | — |
| California | 3 | 7.625% | $10,884 | — |
| North Carolina | 3 | 7.375% | $5,031 | — |
| Texas | 3 | 8.750% | $12,883 | — |
| New Hampshire | 2 | 7.125% | $13,026 | — |
| Pennsylvania | 2 | 7.000% | $18,414 | — |
| South Carolina | 2 | 6.812% | $8,695 | — |
| Wisconsin | 2 | 7.245% | $10,031 | — |
| Georgia | 1 | 6.875% | $6,036 | — |
| Maryland | 1 | 6.875% | $23,968 | — |
| Michigan | 1 | 7.250% | $9,533 | — |
| Rhode Island | 1 | 5.625% | $5,306 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,036 | 6.875% | — | 1 | −$8,950 | |
| 2 | $9,340 | 7.000% | — | 2 | −$5,646 | |
| 3 | $10,188 | 6.375% | — | 2 | −$4,798 | |
| 4 | $10,288 | 6.500% | — | 5 | −$4,698 | |
| 5 | $10,650 | 6.750% | — | 5 | −$4,336 | |
| 6 | $10,884 | 7.625% | — | 3 | −$4,102 | |
| 7 | $14,104 | 6.250% | — | 1 | −$882 | |
| 8 | $14,462 | 7.500% | — | 2 | −$524 | |
| 9 | $14,789 | 6.625% | — | 59 | −$197 | |
| 10 | $14,966 | 6.625% | — | 5 | −$20 | |
| 11 | $15,492 | 7.125% | — | 27 | +$506 | |
| 12 | $15,773 | 7.500% | — | 2 | +$787 | |
| 13 | $16,383 | 6.750% | — | 1 | +$1,397 | |
| 14 | $16,400 | 7.125% | — | 1 | +$1,414 | |
| 15 | $19,498 | 6.625% | — | 35 | +$4,512 | |
| 16 | $22,867 | 7.125% | — | 1 | +$7,881 | |
| 17 | $23,997 | 7.500% | — | 1 | +$9,011 | |
| 18 | $24,580 | 6.625% | — | 5 | +$9,594 | |
| 19 | $24,607 | 6.625% | — | 3 | +$9,621 | |
| 20 | $27,378 | 6.875% | — | 2 | +$12,392 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.