HIGHTECHLENDING INC closing costs and rates (2024)
In 2024, HIGHTECHLENDING INC originated 202 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $11,039. That is $4,298 above the national median of $6,741. HIGHTECHLENDING INC is most active in California with 73 originations there.
Purchase Originations
202
Median Total Costs
$11,039
+63.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$5,527
Median Lender Credits
$112
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 127 | 6.990% | $9,116 | $5,725 |
| fha | 54 | 6.250% | $17,117 | $5,038 |
| va | 21 | 6.250% | $9,457 | $5,467 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 73 | 6.500% | $12,057 | #230 |
| Nevada | 59 | 6.875% | $9,647 | #91 |
| Hawaii | 34 | 6.990% | $20,928 | — |
| Florida | 26 | 6.990% | $10,581 | — |
| Arizona | 4 | 6.249% | $10,384 | — |
| Washington | 4 | 6.058% | $12,177 | — |
| South Carolina | 1 | 6.875% | $3,824 | — |
| Texas | 1 | 7.875% | $8,034 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,163 | 7.058% | — | 2 | −$5,876 | |
| 2 | $6,218 | 6.990% | — | 5 | −$4,821 | |
| 3 | $7,268 | 7.125% | — | 2 | −$3,771 | |
| 4 | $7,430 | 6.625% | — | 3 | −$3,609 | |
| 5 | $7,736 | 5.990% | — | 1 | −$3,303 | |
| 6 | $9,415 | 5.875% | — | 1 | −$1,624 | |
| 7 | $9,520 | 6.990% | — | 9 | −$1,519 | |
| 8 | $9,703 | 6.875% | — | 58 | −$1,336 | |
| 9 | $9,832 | 6.870% | — | 8 | −$1,207 | |
| 10 | $10,541 | 7.058% | — | 14 | −$498 | |
| 11 | $11,354 | 6.624% | — | 3 | +$315 | |
| 12 | $12,085 | 6.250% | — | 5 | +$1,046 | |
| 13 | $12,758 | 6.375% | — | 1 | +$1,719 | |
| 14 | $13,793 | 6.375% | — | 44 | +$2,754 | |
| 15 | $15,109 | 6.438% | — | 2 | +$4,070 | |
| 16 | $16,205 | 6.058% | — | 2 | +$5,166 | |
| 17 | $17,317 | 6.933% | — | 2 | +$6,278 | |
| 18 | $18,416 | 7.688% | — | 2 | +$7,377 | |
| 19 | $22,557 | 6.875% | — | 27 | +$11,518 | |
| 20 | $27,180 | 6.125% | — | 1 | +$16,141 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.