GuardHill Financial Corp. closing costs and rates (2024)
In 2024, GuardHill Financial Corp. originated 194 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $6,798. That is $57 above the national median of $6,741. GuardHill Financial Corp. is most active in New York with 148 originations there.
Purchase Originations
194
Median Total Costs
$6,798
+0.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,285
Median Lender Credits
$650
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 192 | 6.750% | $6,776 | $2,285 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 148 | 6.625% | $6,595 | #100 |
| New Jersey | 19 | 6.625% | $6,801 | — |
| Florida | 8 | 6.938% | $15,319 | — |
| California | 4 | 7.562% | $35,786 | — |
| Tennessee | 3 | 6.500% | $9,998 | — |
| Texas | 3 | 5.875% | $15,942 | — |
| Virginia | 3 | 6.875% | $7,635 | — |
| Massachusetts | 2 | 6.625% | $6,375 | — |
| Colorado | 1 | 7.375% | $17,457 | — |
| Connecticut | 1 | 6.875% | $6,204 | — |
| Georgia | 1 | 6.875% | $8,942 | — |
| Illinois | 1 | 6.375% | $8,318 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,383 | 6.875% | — | 64 | −$1,415 | |
| 2 | $6,066 | 6.625% | — | 4 | −$732 | |
| 3 | $6,363 | 6.562% | — | 2 | −$435 | |
| 4 | $6,375 | 6.625% | — | 2 | −$423 | |
| 5 | $6,493 | 6.750% | — | 2 | −$305 | |
| 6 | $6,760 | 6.625% | — | 4 | −$38 | |
| 7 | $6,954 | 6.875% | — | 13 | +$156 | |
| 8 | $6,968 | 6.500% | — | 21 | +$170 | |
| 9 | $7,018 | 6.312% | — | 2 | +$220 | |
| 10 | $7,256 | 6.562% | — | 4 | +$458 | |
| 11 | $7,503 | 6.625% | — | 6 | +$705 | |
| 12 | $7,918 | 7.125% | — | 3 | +$1,120 | |
| 13 | $8,318 | 6.375% | — | 1 | +$1,520 | |
| 14 | $8,671 | 6.500% | — | 3 | +$1,873 | |
| 15 | $8,804 | 6.750% | — | 4 | +$2,006 | |
| 16 | $9,063 | 6.750% | — | 2 | +$2,265 | |
| 17 | $11,627 | 6.875% | — | 26 | +$4,829 | |
| 18 | $15,319 | 6.438% | — | 2 | +$8,521 | |
| 19 | $17,843 | 7.490% | — | 3 | +$11,045 | |
| 20 | $35,786 | 7.562% | — | 4 | +$28,988 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.