GENHOME MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, GENHOME MORTGAGE CORPORATION originated 315 purchase mortgages at a median interest rate of 7.25% and median total closing costs of $22,512. That is $15,771 above the national median of $6,741. GENHOME MORTGAGE CORPORATION is most active in California with 175 originations there.
Purchase Originations
315
Median Total Costs
$22,512
+234.0% vs national ($6,741)
Median Rate
7.250%
+9.5% vs national (6.620%)
Median Origination
$11,584
Median Lender Credits
$1,280
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 260 | 7.250% | $23,418 | $11,664 |
| conventional | 53 | 7.875% | $15,761 | $10,699 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 175 | 7.250% | $26,379 | #156 |
| Texas | 42 | 7.250% | $18,960 | — |
| Florida | 34 | 7.250% | $20,089 | — |
| Arizona | 8 | 7.188% | $14,355 | — |
| Virginia | 7 | 7.250% | $13,587 | — |
| Illinois | 6 | 7.812% | $16,967 | — |
| Indiana | 5 | 6.625% | $19,646 | — |
| Nevada | 4 | 7.250% | $17,207 | — |
| Tennessee | 4 | 7.500% | $12,820 | — |
| Massachusetts | 3 | 8.875% | $12,561 | — |
| Maryland | 3 | 7.750% | $25,621 | — |
| Mississippi | 3 | 7.500% | $10,417 | — |
| North Carolina | 3 | 7.750% | $16,612 | — |
| Georgia | 2 | 7.000% | $17,057 | — |
| Louisiana | 2 | 8.500% | $13,885 | — |
| New Mexico | 2 | 7.375% | $12,558 | — |
| Oklahoma | 2 | 7.062% | $9,901 | — |
| Oregon | 2 | 7.250% | $17,738 | — |
| West Virginia | 2 | 7.062% | $27,788 | — |
| Alabama | 1 | 7.500% | $9,793 | — |
| Minnesota | 1 | 7.375% | $12,067 | — |
| Ohio | 1 | 7.500% | $7,569 | — |
| Pennsylvania | 1 | 8.500% | $12,748 | — |
| South Carolina | 1 | 7.250% | $11,306 | — |
| Washington | 1 | 7.750% | $26,282 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $16,967 | 8.062% | — | 4 | −$5,545 | |
| 2 | $17,153 | 6.750% | — | 5 | −$5,359 | |
| 3 | $17,161 | 7.250% | — | 5 | −$5,351 | |
| 4 | $17,207 | 7.250% | — | 4 | −$5,305 | |
| 5 | $17,247 | 7.125% | — | 3 | −$5,265 | |
| 6 | $18,160 | 7.000% | — | 5 | −$4,352 | |
| 7 | $18,162 | 7.188% | — | 4 | −$4,350 | |
| 8 | $19,298 | 6.990% | — | 3 | −$3,214 | |
| 9 | $19,406 | 7.375% | — | 5 | −$3,106 | |
| 10 | $19,563 | 6.990% | — | 11 | −$2,949 | |
| 11 | $20,577 | 7.562% | — | 4 | −$1,935 | |
| 12 | $21,452 | 6.990% | — | 4 | −$1,060 | |
| 13 | $22,236 | 7.250% | — | 33 | −$276 | |
| 14 | $22,898 | 7.625% | — | 3 | +$386 | |
| 15 | $25,986 | 7.250% | — | 37 | +$3,474 | |
| 16 | $28,658 | 7.375% | — | 2 | +$6,146 | |
| 17 | $29,586 | 7.750% | — | 4 | +$7,074 | |
| 18 | $30,911 | 7.250% | — | 85 | +$8,399 | |
| 19 | $37,682 | 7.250% | — | 5 | +$15,170 | |
| 20 | $43,429 | 7.500% | — | 3 | +$20,917 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.