Core Bank closing costs and rates (2024)
In 2024, Core Bank originated 288 purchase mortgages at a median interest rate of 6.49% and median total closing costs of $3,333. That is $3,408 below the national median of $6,741. Core Bank is most active in Nebraska with 243 originations there.
Purchase Originations
288
Median Total Costs
$3,333
−50.6% vs national ($6,741)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$1,078
Median Lender Credits
$162
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 178 | 6.625% | $2,685 | $895 |
| fha | 68 | 6.250% | $6,792 | $1,130 |
| va | 42 | 6.250% | $5,539 | $1,101 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 243 | 6.490% | $3,211 | #22 |
| Iowa | 19 | 6.490% | $3,185 | — |
| Georgia | 4 | 6.125% | $11,886 | — |
| Kansas | 3 | 6.875% | $2,596 | — |
| Texas | 3 | 6.500% | $6,018 | — |
| Colorado | 2 | 7.125% | $3,064 | — |
| South Carolina | 2 | 6.558% | $9,381 | — |
| Tennessee | 2 | 6.750% | $6,606 | — |
| Virginia | 2 | 6.250% | $3,936 | — |
| Alabama | 1 | 6.000% | $3,096 | — |
| Arizona | 1 | 6.624% | $6,183 | — |
| California | 1 | 5.990% | $5,639 | — |
| Connecticut | 1 | 6.000% | $5,005 | — |
| Louisiana | 1 | 5.625% | $4,424 | — |
| Missouri | 1 | 6.250% | $4,090 | — |
| North Carolina | 1 | 6.875% | $4,402 | — |
| Oklahoma | 1 | 6.250% | $3,681 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,355 | 6.625% | — | 9 | −$978 | |
| 2 | $2,474 | 6.375% | — | 9 | −$859 | |
| 3 | $2,663 | 6.688% | — | 4 | −$670 | |
| 4 | $2,739 | 6.750% | — | 4 | −$594 | |
| 5 | $2,780 | 6.688% | — | 2 | −$553 | |
| 6 | $3,084 | 6.500% | — | 133 | −$249 | |
| 7 | $3,096 | 6.000% | — | 1 | −$237 | |
| 8 | $3,369 | 6.375% | — | 80 | +$36 | |
| 9 | $4,362 | 6.438% | — | 2 | +$1,029 | |
| 10 | $5,005 | 6.000% | — | 1 | +$1,672 | |
| 11 | $5,015 | 6.688% | — | 4 | +$1,682 | |
| 12 | $5,086 | 6.875% | — | 2 | +$1,753 | |
| 13 | $5,460 | 5.750% | — | 2 | +$2,127 | |
| 14 | $5,733 | 6.807% | — | 2 | +$2,400 | |
| 15 | $5,849 | 6.375% | — | 5 | +$2,516 | |
| 16 | $6,183 | 6.624% | — | 1 | +$2,850 | |
| 17 | $7,605 | 6.500% | — | 2 | +$4,272 | |
| 18 | $10,248 | 6.250% | — | 1 | +$6,915 | |
| 19 | $11,192 | 5.624% | — | 1 | +$7,859 | |
| 20 | $13,534 | 6.188% | — | 2 | +$10,201 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.