Purchase Originations
187
Median Total Costs
$10,813
+61.9% vs national ($6,680)
↑ $658 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.135% vs prior year
Median Origination
$3,955
Median Lender Credits
$267
Denial Rate
2.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 88 | 6.500% | $13,947 | $4,186 |
| conventional | 84 | 6.490% | $6,777 | $3,911 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 76 | 6.500% | $8,801 | #109 |
| Florida | 53 | 6.250% | $14,166 | #316 |
| South Carolina | 47 | 6.490% | $8,498 | — |
| California | 3 | 6.250% | $18,743 | — |
| Pennsylvania | 2 | 6.438% | $11,192 | — |
| Virginia | 2 | 6.495% | $5,741 | — |
| District of Columbia | 1 | 7.250% | $8,845 | — |
| Georgia | 1 | 6.750% | $4,770 | — |
| Massachusetts | 1 | 6.990% | $5,479 | — |
| New Jersey | 1 | 6.125% | $5,856 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,479 | 6.990% | — | 1 | −$5,334 | |
| 2 | $7,194 | 6.125% | — | 12 | −$3,619 | |
| 3 | $7,527 | 6.625% | — | 5 | −$3,286 | |
| 4 | $7,828 | 6.750% | — | 2 | −$2,985 | |
| 5 | $8,271 | 6.500% | — | 13 | −$2,542 | |
| 6 | $8,489 | 6.500% | — | 17 | −$2,324 | |
| 7 | $8,713 | 6.500% | — | 3 | −$2,100 | |
| 8 | $8,845 | 7.250% | — | 1 | −$1,968 | |
| 9 | $9,352 | 6.433% | — | 30 | −$1,461 | |
| 10 | $9,500 | 6.312% | — | 12 | −$1,313 | |
| 11 | $10,281 | 6.562% | — | 2 | −$532 | |
| 12 | $10,616 | 5.990% | — | 3 | −$197 | |
| 13 | $10,854 | 6.625% | — | 15 | +$41 | |
| 14 | $11,192 | 6.438% | — | 2 | +$379 | |
| 15 | $14,493 | 6.375% | — | 37 | +$3,680 | |
| 16 | $14,588 | 6.870% | — | 2 | +$3,775 | |
| 17 | $15,077 | 6.750% | — | 3 | +$4,264 | |
| 18 | $15,689 | 6.250% | — | 12 | +$4,876 | |
| 19 | $18,743 | 6.250% | — | 1 | +$7,930 | |
| 20 | $23,898 | 6.125% | — | 1 | +$13,085 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Cazle Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $325,000 | $335,000 | −$10,000 (−3.0%) |
| Median total closing costs | $10,813 | $7,127 | +$3,686 (+51.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.