Adams Bank & Trust closing costs and rates (2024)
In 2024, Adams Bank & Trust originated 117 purchase mortgages at a median interest rate of 7.50% and median total closing costs of $4,113. That is $2,628 below the national median of $6,741. Adams Bank & Trust is most active in Nebraska with 67 originations there.
Purchase Originations
117
Median Total Costs
$4,113
−39.0% vs national ($6,741)
Median Rate
7.500%
+13.3% vs national (6.620%)
Median Origination
$1,786
Median Lender Credits
$75
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 104 | 7.688% | $3,904 | $2,088 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,122 | 6.625% | — | 1 | −$1,991 | |
| 2 | $3,052 | 6.875% | — | 4 | −$1,061 | |
| 3 | $3,065 | 7.062% | — | 6 | −$1,048 | |
| 4 | $3,251 | 7.285% | — | 25 | −$862 | |
| 5 | $3,375 | 6.625% | — | 23 | −$738 | |
| 6 | $3,538 | 6.500% | — | 1 | −$575 | |
| 7 | $3,937 | 7.000% | — | 1 | −$176 | |
| 8 | $3,974 | 7.250% | — | 1 | −$139 | |
| 9 | $4,108 | 7.500% | — | 2 | −$5 | |
| 10 | $4,900 | 6.625% | — | 1 | +$787 | |
| 11 | $5,445 | 7.250% | — | 1 | +$1,332 | |
| 12 | $6,560 | 8.000% | — | 1 | +$2,447 | |
| 13 | $7,577 | 8.000% | — | 1 | +$3,464 | |
| 14 | $7,600 | 8.000% | — | 3 | +$3,487 | |
| 15 | $7,996 | 8.500% | — | 8 | +$3,883 | |
| 16 | $8,067 | 8.000% | — | 11 | +$3,954 | |
| 17 | $10,304 | 8.000% | — | 14 | +$6,191 | |
| 18 | $10,760 | 8.000% | — | 2 | +$6,647 | |
| 19 | $12,541 | 8.000% | — | 1 | +$8,428 | |
| 20 | $13,397 | 8.000% | — | 2 | +$9,284 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.