Homebuyers in Jefferson County County who chose PULTE MORTGAGE LLC paid $3,350 less in closing costs than the county median.
County Median Costs
$4,678
−6.6% vs Kentucky ($5,007)
Median Rate
6.600%
+1.7% vs national (6.490%)
Median Origination
$1,640
Purchase Originations
8,358
Denial Rate
7.7%
vs Kentucky avg (15.1%)
vs Kentucky Median
6.6% below
$-329
vs National Median
30.0% below
$-2,002
76 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,328 | 5.562% | $0 | 74 | −$2,818 | |
| 2 | $1,740 | 6.750% | $0 | 35 | −$2,406 | |
| 3 | $1,778 | 6.938% | $250 | 38 | −$2,368 | |
| 4 | $2,371 | 5.990% | $0 | 10 | −$1,775 | |
| 5 | $2,678 | 6.500% | $400 | 127 | −$1,468 | |
| 6 | $2,842 | 6.000% | $815 | 15 | −$1,304 | |
| 7 | $2,865 | 6.688% | $0 | 16 | −$1,281 | |
| 8 | $2,999 | 5.990% | $945 | 19 | −$1,147 | |
| 9 | $3,033 | 5.875% | $525 | 55 | −$1,113 | |
| 10 | $3,042 | 6.125% | $670 | 34 | −$1,104 | |
| 11 | $3,147 | 6.438% | $799 | 38 | −$999 | |
| 12 | $3,195 | 6.125% | $1,385 | 43 | −$951 | |
| 13 | $3,220 | 5.750% | $850 | 43 | −$926 | |
| 14 | $3,248 | 6.375% | $1,017 | 146 | −$898 | |
| 15 | $3,259 | 6.750% | $1,640 | 15 | −$887 | |
| 16 | $3,267 | 6.562% | $975 | 44 | −$879 | |
| 17 | $3,413 | 6.375% | $975 | 48 | −$733 | |
| 18 | $3,487 | 6.625% | $995 | 301 | −$659 | |
| 19 | $3,495 | 6.438% | $1,675 | 18 | −$651 | |
| 20 | $3,559 | 6.625% | $1,278 | 13 | −$587 | |
| 21 | $3,573 | 6.625% | $1,205 | 164 | −$573 | |
| 22 | $3,588 | 6.688% | $1,295 | 32 | −$558 | |
| 23 | $3,882 | 6.625% | $1,521 | 309 | −$264 | |
| 24 | $3,900 | 7.000% | $1,702 | 366 | −$246 | |
| 25 | $3,912 | 6.688% | $1,440 | 96 | −$234 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.