Lowest closing cost mortgage lenders in Bullitt County County, Kentucky
In Bullitt County, Kentucky, homebuyers paid a median of $5,525 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 963 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, L & N Federal Credit Union offered the lowest median costs at $2,592, which is $1,358 less than the county median.
Homebuyers in Bullitt County County who chose L & N Federal Credit Union paid $2,933 less in closing costs than the county median.
County Median Costs
$5,525
+10.6% vs Kentucky ($4,996)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,580
Purchase Originations
963
vs Kentucky Median
10.6% above
$529
vs National Median
18.0% below
$-1,216
Lender rankings in Bullitt County County
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,592 | 6.875% | $400 | 16 | −$1,358 | |
| 2 | $2,656 | 6.625% | $637 | 11 | −$1,294 | |
| 3 | $2,862 | 5.750% | $660 | 57 | −$1,088 | |
| 4 | $3,177 | 6.500% | $975 | 13 | −$773 | |
| 5 | $3,338 | 6.500% | $1,075 | 19 | −$612 | |
| 6 | $3,459 | 6.995% | $795 | 22 | −$491 | |
| 7 | $3,667 | 6.750% | $1,515 | 27 | −$283 | |
| 8 | $3,710 | 6.812% | $1,359 | 26 | −$240 | |
| 9 | $3,859 | 6.933% | $1,684 | 10 | −$91 | |
| 10 | $4,406 | 7.125% | $2,222 | 15 | +$456 | |
| 11 | $4,487 | 6.990% | $2,140 | 21 | +$537 | |
| 12 | $4,746 | 6.875% | $2,531 | 29 | +$796 | |
| 13 | $4,850 | 6.990% | $2,613 | 24 | +$900 | |
| 14 | $4,856 | 7.062% | $2,517 | 10 | +$906 | |
| 15 | $4,910 | 6.999% | $2,527 | 65 | +$960 | |
| 16 | $5,060 | 6.875% | $4,058 | 13 | +$1,110 | |
| 17 | $5,510 | 6.375% | $3,304 | 11 | +$1,560 | |
| 18 | $6,260 | 6.500% | $2,749 | 10 | +$2,310 |
Includes lenders with 10+ purchase originations in Bullitt County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.