Homebuyers in Boone County County who chose Third Federal Savings And Loan Association Of Cleveland paid $4,636 less in closing costs than the county median.
County Median Costs
$4,636
−7.4% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,529
Purchase Originations
1,706
Denial Rate
11.6%
vs Kentucky avg (15.1%)
vs Kentucky Median
7.4% below
$-371
vs National Median
30.6% below
$-2,044
27 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.740% | $0 | 12 | −$4,037 | |
| 2 | $1,660 | 6.500% | $375 | 13 | −$2,377 | |
| 3 | $1,671 | 6.750% | $500 | 89 | −$2,366 | |
| 4 | $2,561 | 6.750% | $400 | 11 | −$1,476 | |
| 5 | $2,832 | 6.250% | $850 | 105 | −$1,206 | |
| 6 | $3,032 | 6.375% | $1,264 | 29 | −$1,005 | |
| 7 | $3,307 | 6.625% | $1,295 | 61 | −$730 | |
| 8 | $3,627 | 6.562% | $1,050 | 30 | −$410 | |
| 9 | $3,635 | 6.500% | $1,295 | 27 | −$402 | |
| 10 | $3,882 | 6.625% | $1,245 | 40 | −$155 | |
| 11 | $3,937 | 6.490% | $1,095 | 125 | −$100 | |
| 12 | $3,989 | 6.990% | $1,549 | 10 | −$48 | |
| 13 | $4,004 | 6.950% | $1,525 | 39 | −$34 | |
| 14 | $4,496 | 6.620% | $1,817 | 10 | +$459 | |
| 15 | $4,606 | 6.875% | $1,800 | 13 | +$569 | |
| 16 | $4,665 | 6.588% | $1,747 | 22 | +$628 | |
| 17 | $4,763 | 6.625% | $2,188 | 64 | +$726 | |
| 18 | $4,780 | 6.750% | $1,844 | 54 | +$743 | |
| 19 | $4,883 | 6.750% | $2,807 | 14 | +$846 | |
| 20 | $4,895 | 6.750% | $1,784 | 12 | +$858 | |
| 21 | $5,030 | 6.812% | $1,888 | 12 | +$993 | |
| 22 | $5,124 | 6.625% | $2,228 | 68 | +$1,087 | |
| 23 | $5,168 | 6.500% | $3,149 | 43 | +$1,131 | |
| 24 | $6,041 | 6.990% | $3,547 | 30 | +$2,004 | |
| 25 | $6,322 | 6.625% | $3,654 | 15 | +$2,285 |
Includes lenders with 10+ purchase originations in Boone County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.