Lowest closing cost mortgage lenders in Boone County County, Kentucky
In Boone County, Kentucky, homebuyers paid a median of $4,649 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 1,657 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Union Savings Bank offered the lowest median costs at $1,011, which is $3,017 less than the county median.
Homebuyers in Boone County County who chose Union Savings Bank paid $3,638 less in closing costs than the county median.
County Median Costs
$4,649
−7.0% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,590
Purchase Originations
1,657
vs Kentucky Median
7.0% below
$-347
vs National Median
31.0% below
$-2,092
Lender rankings in Boone County County
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,011 | 6.875% | $250 | 11 | −$3,017 | |
| 2 | $2,143 | 6.875% | $1,361 | 72 | −$1,885 | |
| 3 | $2,373 | 6.125% | $660 | 112 | −$1,655 | |
| 4 | $2,567 | 6.625% | $633 | 21 | −$1,461 | |
| 5 | $2,880 | 6.500% | $1,085 | 10 | −$1,148 | |
| 6 | $3,126 | 6.812% | $1,252 | 48 | −$902 | |
| 7 | $3,316 | 6.875% | $995 | 35 | −$712 | |
| 8 | $3,392 | 6.625% | $950 | 24 | −$636 | |
| 9 | $3,540 | 6.390% | $965 | 10 | −$488 | |
| 10 | $3,640 | 6.562% | $1,295 | 26 | −$388 | |
| 11 | $3,693 | 6.625% | $1,435 | 14 | −$335 | |
| 12 | $3,949 | 6.500% | $1,095 | 112 | −$79 | |
| 13 | $4,052 | 6.625% | $1,590 | 48 | +$24 | |
| 14 | $4,227 | 6.562% | $1,830 | 12 | +$199 | |
| 15 | $4,241 | 6.888% | $2,085 | 20 | +$213 | |
| 16 | $4,361 | 7.125% | $2,453 | 14 | +$333 | |
| 17 | $4,464 | 6.500% | $1,747 | 11 | +$436 | |
| 18 | $4,524 | 6.875% | $2,073 | 46 | +$496 | |
| 19 | $4,564 | 6.875% | $2,167 | 21 | +$536 | |
| 20 | $4,808 | 6.625% | $2,194 | 42 | +$780 | |
| 21 | $4,875 | 6.875% | $2,528 | 64 | +$847 | |
| 22 | $5,681 | 7.125% | $2,897 | 13 | +$1,653 | |
| 23 | $5,828 | 6.750% | $3,694 | 36 | +$1,800 | |
| 24 | $6,287 | 6.750% | $3,462 | 18 | +$2,259 | |
| 25 | $6,325 | 6.960% | $3,448 | 75 | +$2,297 |
Includes lenders with 10+ purchase originations in Boone County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.