Homebuyers in St. Clair County County who chose JPMorgan Chase Bank, National Association paid $3,070 less in closing costs than the county median.
County Median Costs
$3,570
−42.9% vs Illinois ($6,250)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,300
Purchase Originations
2,413
Denial Rate
7.5%
vs Illinois avg (7.5%)
vs Illinois Median
42.9% below
$-2,680
vs National Median
46.6% below
$-3,110
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $500 | 6.625% | $0 | 11 | −$2,327 | |
| 2 | $1,484 | 6.062% | $756 | 14 | −$1,343 | |
| 3 | $1,794 | 6.625% | $0 | 15 | −$1,033 | |
| 4 | $1,895 | 6.500% | $620 | 25 | −$932 | |
| 5 | $2,195 | 6.650% | $670 | 127 | −$632 | |
| 6 | $2,280 | 6.500% | $800 | 21 | −$547 | |
| 7 | $2,306 | 8.000% | $1,805 | 39 | −$521 | |
| 8 | $2,312 | 6.375% | $695 | 76 | −$515 | |
| 9 | $2,354 | 6.490% | $850 | 40 | −$473 | |
| 10 | $2,411 | 6.875% | $682 | 21 | −$416 | |
| 11 | $2,540 | 6.625% | $930 | 13 | −$287 | |
| 12 | $2,541 | 6.688% | $1,100 | 24 | −$286 | |
| 13 | $2,702 | 6.625% | $1,045 | 25 | −$125 | |
| 14 | $2,782 | 6.500% | $1,245 | 27 | −$45 | |
| 15 | $3,026 | 6.625% | $1,489 | 41 | +$200 | |
| 16 | $3,093 | 6.750% | $1,425 | 111 | +$266 | |
| 17 | $3,171 | 6.990% | $1,418 | 35 | +$344 | |
| 18 | $3,177 | 6.624% | $1,355 | 53 | +$350 | |
| 19 | $3,338 | 6.990% | $1,400 | 25 | +$511 | |
| 20 | $3,487 | 6.850% | $1,640 | 40 | +$660 | |
| 21 | $3,543 | 6.875% | $1,595 | 19 | +$716 | |
| 22 | $3,560 | 6.875% | $2,000 | 20 | +$733 | |
| 23 | $3,681 | 6.990% | $1,826 | 58 | +$854 | |
| 24 | $3,838 | 6.812% | $1,773 | 24 | +$1,011 | |
| 25 | $3,908 | 6.875% | $1,856 | 20 | +$1,081 |
Includes lenders with 10+ purchase originations in St. Clair County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.