Homebuyers in Cook County County who chose American Airlines Federal Credit Union paid $6,860 less in closing costs than the county median.
County Median Costs
$6,860
+9.8% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,640
Purchase Originations
35,562
Denial Rate
8.0%
vs Illinois avg (7.5%)
vs Illinois Median
9.8% above
$610
vs National Median
2.7% above
$180
173 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.188% | $0 | 14 | −$6,638 | |
| 2 | $1,290 | 6.875% | $0 | 11 | −$5,348 | |
| 3 | $1,742 | 6.500% | $0 | 42 | −$4,896 | |
| 4 | $2,179 | 8.000% | $1,805 | 49 | −$4,459 | |
| 5 | $2,794 | 5.933% | $0 | 82 | −$3,844 | |
| 6 | $4,285 | 3.990% | $1,350 | 11 | −$2,353 | |
| 7 | $4,606 | 6.875% | $0 | 11 | −$2,032 | |
| 8 | $5,207 | 6.625% | $878 | 20 | −$1,431 | |
| 9 | $5,293 | 6.490% | $899 | 2,541 | −$1,345 | |
| 10 | $5,308 | 6.312% | $198 | 50 | −$1,330 | |
| 11 | $5,349 | 6.625% | $1,152 | 38 | −$1,289 | |
| 12 | $5,368 | 7.000% | $800 | 17 | −$1,270 | |
| 13 | $5,396 | 6.500% | $1,395 | 49 | −$1,242 | |
| 14 | $5,400 | 6.375% | $900 | 171 | −$1,238 | |
| 15 | $5,410 | 6.500% | $949 | 38 | −$1,228 | |
| 16 | $5,544 | 7.125% | $900 | 81 | −$1,094 | |
| 17 | $5,547 | 6.625% | $257 | 123 | −$1,091 | |
| 18 | $5,563 | 6.562% | $1,200 | 14 | −$1,075 | |
| 19 | $5,655 | 6.250% | $1,549 | 613 | −$983 | |
| 20 | $5,678 | 6.375% | $1,195 | 63 | −$960 | |
| 21 | $5,718 | 6.375% | $905 | 11 | −$920 | |
| 22 | $5,865 | 6.470% | $1,147 | 12 | −$773 | |
| 23 | $5,924 | 6.375% | $995 | 16 | −$714 | |
| 24 | $5,926 | 6.375% | $1,100 | 352 | −$712 | |
| 25 | $5,934 | 6.625% | $250 | 49 | −$704 |
Includes lenders with 10+ purchase originations in Cook County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.