FIRST NORTHERN closing costs and rates (2024)
In 2024, FIRST NORTHERN originated 108 purchase mortgages at a median interest rate of 6.69% and median total closing costs of $3,184. That is $3,557 below the national median of $6,741. FIRST NORTHERN is most active in Illinois with 99 originations there.
Purchase Originations
108
Median Total Costs
$3,184
−52.8% vs national ($6,741)
Median Rate
6.688%
+1.0% vs national (6.620%)
Median Origination
$878
Median Lender Credits
$1,385
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 108 | 6.688% | $3,184 | $878 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,248 | 7.375% | — | 1 | −$936 | |
| 2 | $2,491 | 6.625% | — | 1 | −$693 | |
| 3 | $2,579 | 6.875% | — | 1 | −$605 | |
| 4 | $2,640 | 5.875% | — | 1 | −$544 | |
| 5 | $2,843 | 6.750% | — | 1 | −$341 | |
| 6 | $2,868 | 6.625% | — | 4 | −$316 | |
| 7 | $2,956 | 7.183% | — | 2 | −$228 | |
| 8 | $3,154 | 6.500% | — | 9 | −$30 | |
| 9 | $3,169 | 6.625% | — | 69 | −$15 | |
| 10 | $3,424 | 6.875% | — | 2 | +$240 | |
| 11 | $3,520 | 6.625% | — | 3 | +$336 | |
| 12 | $3,766 | 6.750% | — | 1 | +$582 | |
| 13 | $5,022 | 6.688% | — | 2 | +$1,838 | |
| 14 | $5,123 | 6.875% | — | 11 | +$1,939 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.