CNB Bank And Trust, N.A. closing costs and rates (2024)
In 2024, CNB Bank And Trust, N.A. originated 154 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,208. That is $4,533 below the national median of $6,741. CNB Bank And Trust, N.A. is most active in Illinois with 144 originations there.
Purchase Originations
154
Median Total Costs
$2,208
−67.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$490
Median Lender Credits
$153
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 151 | 6.500% | $2,178 | $490 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 144 | 6.500% | $2,156 | #120 |
| Indiana | 2 | 6.520% | $3,179 | — |
| Missouri | 2 | 6.510% | $1,721 | — |
| District of Columbia | 1 | 6.875% | $3,832 | — |
| Kansas | 1 | 6.500% | $2,699 | — |
| Maryland | 1 | 6.500% | $3,774 | — |
| Mississippi | 1 | 6.950% | $4,028 | — |
| Wisconsin | 1 | 6.860% | $2,448 | — |
| Wyoming | 1 | 6.625% | $1,987 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,326 | 8.500% | — | 1 | −$882 | |
| 2 | $1,781 | 6.465% | — | 8 | −$427 | |
| 3 | $1,870 | 6.533% | — | 4 | −$338 | |
| 4 | $1,898 | 6.485% | — | 6 | −$310 | |
| 5 | $1,961 | 6.445% | — | 2 | −$247 | |
| 6 | $1,998 | 6.000% | — | 1 | −$210 | |
| 7 | $2,061 | 6.440% | — | 35 | −$147 | |
| 8 | $2,111 | 6.562% | — | 18 | −$97 | |
| 9 | $2,130 | 6.500% | — | 26 | −$78 | |
| 10 | $2,296 | 6.535% | — | 8 | +$88 | |
| 11 | $2,312 | 6.750% | — | 5 | +$104 | |
| 12 | $2,384 | 6.530% | — | 21 | +$176 | |
| 13 | $2,394 | 6.263% | — | 2 | +$186 | |
| 14 | $2,697 | 6.830% | — | 1 | +$489 | |
| 15 | $2,699 | 6.500% | — | 1 | +$491 | |
| 16 | $3,097 | 6.500% | — | 1 | +$889 | |
| 17 | $3,179 | 6.520% | — | 2 | +$971 | |
| 18 | $3,832 | 6.875% | — | 1 | +$1,624 | |
| 19 | $5,223 | 6.688% | — | 2 | +$3,015 | |
| 20 | $5,729 | 6.500% | — | 3 | +$3,521 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.