Purchase Originations
161
Median Total Costs
$5,769
−13.6% vs national ($6,680)
↑ $161 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,195
Median Lender Credits
$400
Denial Rate
6.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 145 | 6.500% | $5,702 | $1,195 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 146 | 6.375% | $5,844 | #116 |
| Indiana | 11 | 6.500% | $4,076 | — |
| Florida | 2 | 6.438% | $5,447 | — |
| Arizona | 1 | 6.750% | $5,446 | — |
| South Carolina | 1 | 6.875% | $3,493 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,499 | 6.750% | — | 1 | −$3,270 | |
| 2 | $3,242 | 6.125% | — | 1 | −$2,527 | |
| 3 | $3,493 | 6.875% | — | 1 | −$2,276 | |
| 4 | $3,553 | 6.875% | — | 1 | −$2,216 | |
| 5 | $3,731 | 6.500% | — | 8 | −$2,038 | |
| 6 | $4,619 | 6.875% | — | 1 | −$1,150 | |
| 7 | $5,098 | 6.000% | — | 1 | −$671 | |
| 8 | $5,206 | 6.750% | — | 2 | −$563 | |
| 9 | $5,421 | 5.875% | — | 1 | −$348 | |
| 10 | $5,446 | 6.750% | — | 1 | −$323 | |
| 11 | $5,606 | 6.000% | — | 5 | −$163 | |
| 12 | $5,695 | 6.375% | — | 74 | −$74 | |
| 13 | $5,797 | 6.875% | — | 1 | +$28 | |
| 14 | $5,986 | 6.375% | — | 4 | +$217 | |
| 15 | $6,063 | 6.375% | — | 49 | +$294 | |
| 16 | $6,223 | 6.500% | — | 7 | +$454 | |
| 17 | $6,902 | 6.500% | — | 1 | +$1,133 | |
| 18 | $7,257 | 6.750% | — | 2 | +$1,488 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Marquette Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $315,000 | $335,000 | −$20,000 (−6.0%) |
| Median total closing costs | $5,769 | $7,127 | −$1,358 (−19.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.