Lowest closing cost mortgage lenders in Hillsborough County County, Florida
In Hillsborough County, Florida, homebuyers paid a median of $9,032 in closing costs in 2024 — near the Florida median of $8,887. The county saw 15,029 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, MORTGAGE SOLUTIONS OF COLORADO, LLC offered the lowest median costs at $105, which is $8,252 less than the county median.
Homebuyers in Hillsborough County County who chose MORTGAGE SOLUTIONS OF COLORADO, LLC paid $8,927 less in closing costs than the county median.
County Median Costs
$9,032
+1.6% vs Florida ($8,887)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,581
Purchase Originations
15,029
vs Florida Median
1.6% above
$145
vs National Median
34.0% above
$2,291
Lender rankings in Hillsborough County County
141 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,719 | 5.250% | $0 | 122 | −$4,333 | |
| 2 | $3,034 | 6.690% | $795 | 26 | −$4,018 | |
| 3 | $3,250 | 5.875% | $1,495 | 21 | −$3,802 | |
| 4 | $3,291 | 5.990% | $101 | 30 | −$3,761 | |
| 5 | $3,612 | 5.875% | $0 | 217 | −$3,440 | |
| 6 | $3,623 | 6.438% | $1,236 | 40 | −$3,429 | |
| 7 | $4,070 | 5.500% | $500 | 198 | −$2,982 | |
| 8 | $4,189 | 5.990% | $400 | 89 | −$2,863 | |
| 9 | $4,222 | 6.750% | $1,230 | 17 | −$2,830 | |
| 10 | $4,536 | 6.375% | $0 | 106 | −$2,516 | |
| 11 | $4,543 | 6.250% | $1,105 | 22 | −$2,509 | |
| 12 | $4,586 | 6.990% | $2,121 | 19 | −$2,466 | |
| 13 | $4,680 | 6.500% | $250 | 23 | −$2,372 | |
| 14 | $5,024 | 6.125% | $1,219 | 37 | −$2,028 | |
| 15 | $5,033 | 5.125% | $1,795 | 403 | −$2,019 | |
| 16 | $5,153 | 6.750% | $1,370 | 15 | −$1,899 | |
| 17 | $5,229 | 6.375% | $1,061 | 15 | −$1,823 | |
| 18 | $5,367 | 6.625% | $2,350 | 19 | −$1,685 | |
| 19 | $5,416 | 6.933% | $2,958 | 12 | −$1,636 | |
| 20 | $5,492 | 6.875% | $1,346 | 12 | −$1,560 | |
| 21 | $5,531 | 5.975% | $815 | 39 | −$1,521 | |
| 22 | $5,605 | 6.125% | $1,392 | 63 | −$1,447 | |
| 23 | $5,651 | 6.625% | $1,723 | 305 | −$1,401 | |
| 24 | $5,709 | 5.750% | $1,025 | 40 | −$1,343 | |
| 25 | $5,760 | 6.933% | $2,095 | 16 | −$1,292 | |
| 26 | $5,826 | 6.750% | $2,203 | 85 | −$1,226 | |
| 27 | $5,889 | 6.500% | $1,132 | 106 | −$1,163 | |
| 28 | $5,950 | 6.875% | $1,990 | 71 | −$1,102 | |
| 29 | $5,989 | 6.875% | $2,743 | 10 | −$1,063 | |
| 30 | $5,998 | 6.490% | $2,795 | 19 | −$1,054 | |
| 31 | $6,058 | 6.490% | $2,045 | 29 | −$994 | |
| 32 | $6,070 | 7.125% | $2,404 | 19 | −$982 | |
| 33 | $6,120 | 6.125% | $1,540 | 45 | −$932 | |
| 34 | $6,160 | 6.438% | $1,639 | 20 | −$892 | |
| 35 | $6,163 | 6.625% | $1,810 | 10 | −$889 | |
| 36 | $6,179 | 6.500% | $1,295 | 44 | −$873 | |
| 37 | $6,207 | 6.749% | $1,525 | 10 | −$845 | |
| 38 | $6,248 | 6.438% | $1,806 | 16 | −$804 | |
| 39 | $6,251 | 6.250% | $1,730 | 107 | −$801 | |
| 40 | $6,274 | 6.500% | $2,204 | 66 | −$778 | |
| 41 | $6,289 | 5.875% | $1,871 | 33 | −$763 | |
| 42 | $6,311 | 6.375% | $1,912 | 84 | −$741 | |
| 43 | $6,357 | 6.000% | $1,090 | 23 | −$695 | |
| 44 | $6,364 | 6.624% | $3,127 | 17 | −$688 | |
| 45 | $6,396 | 6.625% | $2,321 | 19 | −$656 | |
| 46 | $6,489 | 6.875% | $1,656 | 10 | −$563 | |
| 47 | $6,500 | 6.500% | $3,027 | 11 | −$552 | |
| 48 | $6,536 | 6.500% | $4,033 | 12 | −$516 | |
| 49 | $6,561 | 5.490% | $1,445 | 11 | −$491 | |
| 50 | $6,567 | 6.625% | $1,203 | 13 | −$485 | |
| 51 | $6,617 | 6.438% | $1,933 | 16 | −$435 | |
| 52 | $6,648 | 5.875% | $0 | 25 | −$404 | |
| 53 | $6,700 | 6.933% | $3,144 | 98 | −$352 | |
| 54 | $6,704 | 6.990% | $2,355 | 110 | −$348 | |
| 55 | $6,718 | 6.875% | $1,545 | 122 | −$334 | |
| 56 | $6,789 | 6.500% | $3,093 | 13 | −$263 | |
| 57 | $6,790 | 6.875% | $3,191 | 17 | −$262 | |
| 58 | $6,793 | 6.500% | $2,345 | 64 | −$259 | |
| 59 | $6,871 | 7.374% | $3,544 | 10 | −$181 | |
| 60 | $7,021 | 6.812% | $2,412 | 32 | −$31 | |
| 61 | $7,172 | 6.875% | $3,676 | 53 | +$120 | |
| 62 | $7,217 | 6.625% | $4,290 | 21 | +$165 | |
| 63 | $7,238 | 6.600% | $1,250 | 133 | +$186 | |
| 64 | $7,276 | 6.375% | $960 | 15 | +$224 | |
| 65 | $7,315 | 6.678% | $890 | 40 | +$263 | |
| 66 | $7,320 | 6.500% | $1,252 | 62 | +$268 | |
| 67 | $7,344 | 6.990% | $3,470 | 10 | +$292 | |
| 68 | $7,356 | 6.625% | $2,479 | 53 | +$304 | |
| 69 | $7,372 | 7.000% | $2,382 | 73 | +$320 | |
| 70 | $7,390 | 6.750% | $4,250 | 17 | +$338 | |
| 71 | $7,399 | 6.625% | $950 | 21 | +$347 | |
| 72 | $7,410 | 6.550% | $3,239 | 94 | +$358 | |
| 73 | $7,484 | 6.875% | $3,492 | 78 | +$432 | |
| 74 | $7,492 | 6.625% | $3,590 | 26 | +$440 | |
| 75 | $7,492 | 6.625% | $4,000 | 454 | +$440 | |
| 76 | $7,514 | 6.995% | $2,425 | 22 | +$462 | |
| 77 | $7,608 | 6.688% | $3,390 | 66 | +$556 | |
| 78 | $7,750 | 6.875% | $4,201 | 44 | +$698 | |
| 79 | $7,781 | 6.990% | $3,140 | 15 | +$729 | |
| 80 | $7,788 | 6.906% | $3,280 | 70 | +$736 | |
| 81 | $8,110 | 6.990% | $2,825 | 11 | +$1,058 | |
| 82 | $8,129 | 6.875% | $4,054 | 37 | +$1,077 | |
| 83 | $8,167 | 6.875% | $3,831 | 239 | +$1,115 | |
| 84 | $8,289 | 6.990% | $3,723 | 124 | +$1,237 | |
| 85 | $8,433 | 6.875% | $4,012 | 107 | +$1,381 | |
| 86 | $8,495 | 6.995% | $4,686 | 60 | +$1,443 | |
| 87 | $8,521 | 6.938% | $4,882 | 12 | +$1,469 | |
| 88 | $8,583 | 6.938% | $4,918 | 50 | +$1,531 | |
| 89 | $8,594 | 5.875% | $1,050 | 11 | +$1,542 | |
| 90 | $8,597 | 6.875% | $4,576 | 23 | +$1,545 | |
| 91 | $8,636 | 6.990% | $4,112 | 71 | +$1,584 | |
| 92 | $8,798 | 6.875% | $4,724 | 58 | +$1,746 | |
| 93 | $8,839 | 6.500% | $3,415 | 210 | +$1,787 | |
| 94 | $8,874 | 6.625% | $5,369 | 1,245 | +$1,822 | |
| 95 | $8,882 | 6.625% | $5,494 | 17 | +$1,830 | |
| 96 | $8,919 | 6.312% | $4,559 | 28 | +$1,867 | |
| 97 | $8,951 | 6.750% | $4,204 | 12 | +$1,899 | |
| 98 | $9,076 | 6.500% | $4,890 | 91 | +$2,024 | |
| 99 | $9,115 | 6.375% | $1,395 | 23 | +$2,063 | |
| 100 | $9,211 | 6.875% | $4,940 | 86 | +$2,159 | |
| 101 | $9,392 | 6.750% | $5,555 | 54 | +$2,340 | |
| 102 | $9,445 | 6.875% | $5,769 | 44 | +$2,393 | |
| 103 | $9,702 | 6.625% | $5,719 | 12 | +$2,650 | |
| 104 | $9,736 | 6.625% | $5,634 | 46 | +$2,684 | |
| 105 | $9,795 | 6.749% | $1,540 | 16 | +$2,743 | |
| 106 | $9,887 | 6.990% | $5,182 | 13 | +$2,835 | |
| 107 | $9,922 | 6.750% | $6,034 | 60 | +$2,870 | |
| 108 | $10,031 | 6.990% | $5,912 | 19 | +$2,979 | |
| 109 | $10,546 | 6.625% | $6,450 | 137 | +$3,494 | |
| 110 | $10,660 | 6.625% | $6,295 | 101 | +$3,608 | |
| 111 | $10,916 | 6.990% | $6,562 | 34 | +$3,864 | |
| 112 | $10,995 | 6.625% | $3,742 | 18 | +$3,943 | |
| 113 | $11,271 | 6.990% | $7,177 | 20 | +$4,219 | |
| 114 | $11,332 | 6.933% | $7,458 | 18 | +$4,280 | |
| 115 | $11,564 | 6.433% | $7,739 | 22 | +$4,512 | |
| 116 | $12,130 | 6.625% | $7,104 | 31 | +$5,078 | |
| 117 | $12,146 | 7.495% | $7,718 | 28 | +$5,094 | |
| 118 | $12,984 | 9.000% | $9,331 | 28 | +$5,932 | |
| 119 | $13,169 | 6.995% | $8,620 | 20 | +$6,117 | |
| 120 | $13,300 | 7.188% | $10,166 | 16 | +$6,248 | |
| 121 | $14,004 | 7.000% | $6,534 | 21 | +$6,952 | |
| 122 | $14,040 | 6.375% | $11,828 | 19 | +$6,988 | |
| 123 | $14,292 | 8.875% | $10,217 | 15 | +$7,240 | |
| 124 | $14,886 | 7.250% | $10,591 | 11 | +$7,834 | |
| 125 | $15,121 | 8.990% | $9,959 | 11 | +$8,069 | |
| 126 | $15,187 | 8.375% | $10,670 | 17 | +$8,135 | |
| 127 | $16,117 | 7.625% | $11,497 | 17 | +$9,065 | |
| 128 | $16,186 | 8.500% | $12,852 | 21 | +$9,134 |
Includes lenders with 10+ purchase originations in Hillsborough County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.