Lowest closing cost mortgage lenders in Hernando County County, Florida
In Hernando County, Florida, homebuyers paid a median of $9,130 in closing costs in 2024 — above the Florida median of $8,887. The county saw 3,270 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $816, which is $5,630 less than the county median.
Homebuyers in Hernando County County who chose LENNAR MORTGAGE, LLC paid $8,314 less in closing costs than the county median.
County Median Costs
$9,130
+2.7% vs Florida ($8,887)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,714
Purchase Originations
3,270
vs Florida Median
2.7% above
$243
vs National Median
35.4% above
$2,389
Lender rankings in Hernando County County
48 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,414 | 6.125% | $1,875 | 15 | −$2,958 | |
| 2 | $3,442 | 5.500% | $0 | 31 | −$2,930 | |
| 3 | $3,546 | 5.990% | $400 | 15 | −$2,826 | |
| 4 | $3,727 | 5.500% | $500 | 45 | −$2,645 | |
| 5 | $4,982 | 6.875% | $2,418 | 13 | −$1,390 | |
| 6 | $5,020 | 6.625% | $2,114 | 14 | −$1,352 | |
| 7 | $5,024 | 5.562% | $1,795 | 44 | −$1,348 | |
| 8 | $5,122 | 6.688% | $1,200 | 12 | −$1,250 | |
| 9 | $5,189 | 6.500% | $1,342 | 17 | −$1,183 | |
| 10 | $5,323 | 6.312% | $1,485 | 18 | −$1,049 | |
| 11 | $5,366 | 6.312% | $2,690 | 12 | −$1,006 | |
| 12 | $5,525 | 6.600% | $1,682 | 15 | −$847 | |
| 13 | $5,792 | 6.750% | $375 | 17 | −$580 | |
| 14 | $6,026 | 6.625% | $2,350 | 15 | −$346 | |
| 15 | $6,059 | 6.875% | $2,082 | 13 | −$313 | |
| 16 | $6,158 | 6.875% | $3,082 | 14 | −$214 | |
| 17 | $6,180 | 7.125% | $2,790 | 11 | −$192 | |
| 18 | $6,329 | 6.990% | $2,933 | 70 | −$43 | |
| 19 | $6,347 | 6.875% | $3,521 | 73 | −$25 | |
| 20 | $6,392 | 7.058% | $3,840 | 16 | +$20 | |
| 21 | $6,508 | 6.990% | $3,421 | 20 | +$136 | |
| 22 | $6,720 | 9.030% | $4,500 | 15 | +$348 | |
| 23 | $6,796 | 6.500% | $2,995 | 11 | +$424 | |
| 24 | $6,912 | 6.625% | $4,629 | 25 | +$540 | |
| 25 | $7,154 | 6.500% | $3,233 | 18 | +$782 | |
| 26 | $7,230 | 6.875% | $3,534 | 26 | +$858 | |
| 27 | $7,267 | 6.933% | $3,847 | 14 | +$895 | |
| 28 | $7,336 | 6.875% | $3,921 | 37 | +$964 | |
| 29 | $7,766 | 6.988% | $4,830 | 222 | +$1,394 | |
| 30 | $7,823 | 6.990% | $2,932 | 13 | +$1,451 | |
| 31 | $7,954 | 7.625% | $3,652 | 12 | +$1,582 | |
| 32 | $8,359 | 6.500% | $4,075 | 10 | +$1,987 | |
| 33 | $8,785 | 6.990% | $5,208 | 13 | +$2,413 | |
| 34 | $8,859 | 7.125% | $4,909 | 18 | +$2,487 | |
| 35 | $9,235 | 6.062% | $6,133 | 20 | +$2,863 | |
| 36 | $14,312 | 5.875% | $10,380 | 27 | +$7,940 |
Includes lenders with 10+ purchase originations in Hernando County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.