Lowest closing cost mortgage lenders in Escambia County County, Florida
In Escambia County, Florida, homebuyers paid a median of $6,737 in closing costs in 2024 — below the Florida median of $8,887. The county saw 3,607 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, SWBC MORTGAGE CORPORATION offered the lowest median costs at $2,668, which is $2,381 less than the county median.
Homebuyers in Escambia County County who chose SWBC MORTGAGE CORPORATION paid $4,069 less in closing costs than the county median.
County Median Costs
$6,737
−24.2% vs Florida ($8,887)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$1,599
Purchase Originations
3,607
vs Florida Median
24.2% below
$-2,150
vs National Median
0.1% below
$-4
Lender rankings in Escambia County County
43 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,668 | 6.500% | $0 | 90 | −$2,381 | |
| 2 | $2,716 | 5.500% | $0 | 47 | −$2,333 | |
| 3 | $2,934 | 6.433% | $0 | 32 | −$2,115 | |
| 4 | $3,418 | 6.500% | $1,495 | 16 | −$1,631 | |
| 5 | $3,656 | 6.625% | $0 | 190 | −$1,393 | |
| 6 | $3,680 | 6.625% | $1,075 | 13 | −$1,369 | |
| 7 | $3,777 | 6.625% | $1,525 | 19 | −$1,272 | |
| 8 | $3,951 | 6.625% | $1,770 | 16 | −$1,098 | |
| 9 | $4,347 | 6.500% | $1,301 | 14 | −$702 | |
| 10 | $4,776 | 6.875% | $1,422 | 21 | −$274 | |
| 11 | $4,803 | 6.625% | $1,562 | 22 | −$246 | |
| 12 | $4,887 | 6.625% | $1,690 | 29 | −$162 | |
| 13 | $4,892 | 5.375% | $1,795 | 35 | −$157 | |
| 14 | $4,928 | 6.875% | $1,956 | 14 | −$121 | |
| 15 | $5,011 | 6.250% | $2,218 | 17 | −$38 | |
| 16 | $5,016 | 6.990% | $2,338 | 93 | −$33 | |
| 17 | $5,428 | 6.875% | $1,988 | 42 | +$379 | |
| 18 | $5,487 | 6.375% | $1,865 | 13 | +$438 | |
| 19 | $5,792 | 6.500% | $3,008 | 72 | +$743 | |
| 20 | $5,886 | 6.870% | $2,964 | 18 | +$837 | |
| 21 | $6,115 | 7.125% | $3,581 | 10 | +$1,066 | |
| 22 | $6,248 | 6.875% | $3,320 | 17 | +$1,199 | |
| 23 | $6,361 | 6.875% | $3,792 | 41 | +$1,312 | |
| 24 | $6,431 | 6.625% | $3,532 | 89 | +$1,382 | |
| 25 | $6,515 | 6.990% | $3,131 | 30 | +$1,466 | |
| 26 | $6,723 | 9.210% | $4,500 | 23 | +$1,674 | |
| 27 | $7,010 | 6.625% | $4,010 | 19 | +$1,961 | |
| 28 | $7,518 | 6.875% | $5,215 | 11 | +$2,469 | |
| 29 | $7,926 | 6.525% | $5,406 | 20 | +$2,877 | |
| 30 | $8,530 | 6.500% | $6,020 | 27 | +$3,481 | |
| 31 | $8,793 | 7.300% | $5,170 | 28 | +$3,744 | |
| 32 | $8,821 | 6.545% | $1,993 | 10 | +$3,772 | |
| 33 | $8,887 | 7.000% | $5,152 | 18 | +$3,838 |
Includes lenders with 10+ purchase originations in Escambia County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.