Homebuyers in Clay County County who chose JPMorgan Chase Bank, National Association paid $5,869 less in closing costs than the county median.
County Median Costs
$8,304
−4.1% vs Florida ($8,663)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,750
Purchase Originations
3,084
Denial Rate
7.7%
vs Florida avg (10.5%)
vs Florida Median
4.1% below
$-359
vs National Median
24.3% above
$1,624
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,435 | 6.490% | $500 | 13 | −$3,461 | |
| 2 | $2,937 | 5.870% | $0 | 20 | −$2,959 | |
| 3 | $2,982 | 5.125% | $0 | 11 | −$2,914 | |
| 4 | $3,340 | 5.500% | $101 | 18 | −$2,556 | |
| 5 | $3,780 | 6.125% | $0 | 18 | −$2,116 | |
| 6 | $3,793 | 6.625% | $1,395 | 10 | −$2,103 | |
| 7 | $4,151 | 6.125% | $845 | 49 | −$1,745 | |
| 8 | $4,378 | 6.812% | $0 | 44 | −$1,518 | |
| 9 | $4,856 | 6.625% | $1,400 | 23 | −$1,040 | |
| 10 | $4,937 | 4.625% | $1,795 | 40 | −$959 | |
| 11 | $4,960 | 5.990% | $1,600 | 13 | −$936 | |
| 12 | $5,388 | 6.500% | $2,957 | 16 | −$508 | |
| 13 | $5,429 | 5.990% | $1,325 | 31 | −$467 | |
| 14 | $5,727 | 6.750% | $1,675 | 12 | −$169 | |
| 15 | $5,983 | 6.750% | $2,065 | 20 | +$87 | |
| 16 | $6,462 | 6.312% | $3,101 | 16 | +$566 | |
| 17 | $6,661 | 6.624% | $4,020 | 138 | +$765 | |
| 18 | $6,702 | 9.060% | $4,500 | 15 | +$806 | |
| 19 | $6,732 | 6.625% | $3,510 | 21 | +$836 | |
| 20 | $6,752 | 6.557% | $1,790 | 26 | +$856 | |
| 21 | $6,827 | 6.624% | $3,160 | 15 | +$931 | |
| 22 | $6,961 | 6.500% | $4,498 | 61 | +$1,065 | |
| 23 | $7,353 | 6.875% | $4,389 | 21 | +$1,457 | |
| 24 | $7,533 | 6.188% | $4,579 | 12 | +$1,637 | |
| 25 | $7,736 | 6.625% | $3,825 | 12 | +$1,840 |
Includes lenders with 10+ purchase originations in Clay County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.